General

You confirm with form A that you pay the loan instalments with your own money and are therefore the beneficial owner. This means that we comply with the Money Laundering Act.

Insured persons whose annual taxable income does not exceed a certain level (which varies according to canton and civil status) are entitled to a reduction in their health insurance premiums (individual premium reduction/ IPV).

You have paid the amount owed or your legal proposal has been accepted. If you now want to avoid the debt collection remaining entered in the debt collection register (and thus remaining on the debt collection register extracts), you must request a declaration from the creditor stating that he or she is revoking the debt collection. This declaration must be sent to the competent debt collection office.

Don't spend more money than you can afford. We would like to point out that Best-Finance plays an active role in preventing young adults from getting into debt. When dealing with money, we recommend the following:

With the Caritas financial tests, you can make various calculations anonymously and quickly.

The Federal Council has decided to enact two corresponding bills amending the Code of Obligations and the Consumer Credit Act (CCA). From 1 January 2016, a right of cancellation of NEW14 DAYS will apply to credit transactions. In addition, consumer loans may no longer be advertised in an aggressive manner.

An investment in education is always a sensible investment that is guaranteed to pay off. Be it a degree, an apprenticeship or further training. If you want to secure a well-paid job in the working world, you have to give up a fixed income for a few years and spend this time acquiring knowledge.

We prefer to talk to you in person at one of our branches. Or do you prefer contact by phone or e-mail? Whatever you decide, we will be there for you and support you at all times. We look after you from the first to the last step.

Guinea pig, golden hamster or cat? Numerous people want an animal that gives them a lot of pleasure and keeps them company. But the purchase should be well thought out, because keeping a pet is associated with responsibility. Above all, the recurring costs of keeping an animal should not be underestimated. Because with the payment of the purchase price alone it is not done. For a four-legged friend from a noble breed, animal lovers often have to pay several thousand Swiss francs. Even if you decide to buy a cat or a dog from a shelter, you may have to pay a considerable sum. Our loan for the pet can be a favorable financing option.

Yes, you may. Interest on debt is deducted from taxable income in the tax return. You will receive the tax certificate by post, simply enclose it with your tax return - it's that simple.

On the Internet, many temptations circulate, loans despite debt enforcement or loans without ZEK / SCHUFA, credit with foreign banks, etc..

Don't fall for these loan providers!

Office Lens is the new software available for Iphone, Android and IPad that lets you take photos of whiteboards or printed documents, then automatically enhance them by cropping, sharpening and straightening them to look almost like a scanned image.

You can renegotiate the interest rates with your bank at any time. However, not every bank accepts a renegotiation. In this case, you have the option to redeem the loan.

Increasing a loan is usually possible without any problems. The financial institutions usually check their new request according to the same criteria as for the existing credit.

When scoring, the banks use all credit-relevant information that they have about the applicant. The available information is evaluated and results in a score with different weighting.

Every bank has to check the creditworthiness of a customer and debt collection usually means that you are not creditworthy and cannot get a loan.

An installment insurance also called credit insurance, can in case of accident, illness, unemployment through no fault of their own or disability their credit installments - because in life, many things can happen.

The purpose of the ZEK (Association for the Management of a Central Office for Credit Information) is to manage a reporting and information organisation on prospective credit, leasing and credit card customers as well as on the obligations and creditworthiness of borrowers, lessees and cardholders. In addition, official publications from the cantonal gazettes are stored.

Accident, illness, unemployment through no fault of your own or disability - many things can happen in life. That's why we recommend that you take out insurance for your monthly instalment payments.

Car financing with bestcredit offers you the opportunity to buy your dream car immediately and pay with fixed monthly installments. This earmarked car loan is an interesting alternative to leasing and can be a sensible and affordable financing solution. Both for new cars and for used cars.