More and more loan providers are aggressively advertising their offers with low interest rates of 4.5 to 9.9 percent. However, an intensive market analysis shows that by no means all customers benefit from these favourable interest rates. In fact, numerous conditions must be met in order to receive even a comparable offer.

Even if you plan your financial affairs with the greatest possible foresight, you may find yourself in a situation that calls for an instalment loan. In the past, customers could only take advantage of the offers of established branch banks in this regard. In the meantime, the financial market has evolved so that taking out an online loan can also be a good choice.

You don't usually make the decision to buy a pool or more modern furniture on your own. Why should it be any different when applying for a personal loan? If you involve your spouse, you have a better chance of implementing your ideas when negotiating terms with your credit institution. However, this approach is only crowned with success if both parties have a regular monthly income.

More and more people in Switzerland are now conducting their financial transactions on the internet. In addition to managing their own current or savings account, people are also applying for personal loans on the web. From the consumer's point of view, this trend is easy to understand, as they often receive more favourable conditions from financial institutions when applying for a loan on the web.

Those who are well versed in their field are highly sought after by employers. This esteem is reflected not only on a personal level, but also in financial terms. Accordingly, the expenses for further education can quickly pay off. Have you already found your ideal in-service training? If, however, obligations to your employers or the high expenses should cause you a stomach ache, we have the optimal solution for your concerns: Our continuing education loan is your discreet, flexible as well as cost-effective option to really get started professionally.

To get an installment loan, it is not enough to meet the budget criteria as well as conditions of the financial institutions. In the last instance, the scoring decides whether your application will be approved or rejected. Once you submit your completed application to a bank, they will calculate your available monthly margin and check your scoring score. Based on these results, it will be decided whether you will be granted a loan.

Whether for a new job or for the family, a car is often important or even indispensable. If you're looking to buy a used or new car, your car dealer will probably tout the benefits of leasing. However, we see it differently, which is why you should consider our flexible car loan. To make sure you know all the facts about the two alternatives, we've compared car leasing with our online car loan. Decide for yourself which finance suits you.

Are you planning to furnish your home with more modern furniture or move to another apartment? With our furniture loan you choose a flexible online personal loan that relieves your household budget. It's a comforting feeling to be able to face the move calmly, as you can comfortably pay the rental deposit as well as newly purchased furnishings in installments.

Whether you want to give your walls a fresh coat of paint or replace the old carpet in your living room with laminate flooring, our flexible instalment loan will help you improve your home easily and cost-effectively.

Taking out a loan is almost always associated with risk. This is especially true for large loan amounts.