We prefer to talk to you in person at one of our branches. Or do you prefer contact by phone or e-mail? Whatever you decide, we will be there for you and support you at all times. We look after you from the first to the last step.
And this is how simple the free and non-binding loan application at Best Finance works.
apply for credit
Of course, you can also enter your credit request on the phone together with our credit experts.
0848 000 100 (at local rate)
We will also call you back. Simply send us a Email with your name, phone number and desired call time.
Just fill out our Online credit form You will receive your free and non-binding credit offer within a very short time.
Just fill out our PDF credit form and send it to us by post. You will receive your free and non-binding credit offer within a very short time.
Send to:
Best-Finance GmbH
PO Box 2350
5001 Aarau
Documents required to process a credit application:
- valid identification (identity card or passport)
- for non-Swiss nationals (B or C alien's passport)
- the 3 most recent payslips
- if you want to redeem a loan, a copy of the loan agreement
- if married, the same documents of the spouse
Your loan request will be processed immediately and a loan offer will be submitted within 24 hours.
But this will only succeed if your documents are complete.
Preliminary decision
We analyse your needs and work with you to develop the optimal financing strategy and obtain offers from all potential financing partners. In the next step, your advisor discusses the offers received with you and together you select the most attractive one.
Within 24 hours you will receive the answer with the preliminary decision to your request.
Offer by mail
You will receive your personal credit offer by mail. Sign the loan agreement - enclose the required documents - send it back - done!
Payout
The payout takes place after the legal withdrawal period of 14 days. After this waiting period, you can collect your money at a bank branch or have it transferred to your bank or postal account.
Common questions in the loan process:
All persons aged 20 and over with a permanent residence in Switzerland who receive a regular income and have been employed by their current employer for at least 3 months.
Here you can learn more about our Credit conditions and deal with the most important special cases.
No question remains unanswered here. To help you find the answer to your question as quickly as possible, we have created our section "Frequently Asked Questions" structured according to topics.
Regardless of your personal life situation and the desired form of credit we need in any case:
- Copy of valid identity card
- for non-Swiss: foreigner's identity card (at least 6 months in CH)
- the 3 most recent payslips
- if married, the same documents of the spouse
Here is our detailed Checklist regarding the documents necessary for the processing of a credit application. Additional documents may be required due to specific professional or family situations.
Save article as PDF: Credit application procedure.pdf