Favourable online credit

simply  conveniently located at  discreetly  without obligation free of charge
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How can I get the best conditions for an online loan?

If the necessary funds for an important purchase are lacking, there are many arguments in favour of taking out a loan online. But it takes a lot of time and expertise to find out which bank offers the best online loan conditions.

Keep the credit overview

The range of online loans in Switzerland is diverse, but sometimes very confusing and sometimes even dubious. But how do you get the necessary small change?

bestfinance.ch your swiss credit expert

The answer is Best Finance. We analyse your personal loan request and offer you the optimal solution with the best possible conditions.
This way, you get your cheap online loan - easily and conveniently.

Save with low interest rates

Even small differences in interest rates mean that the customer of one bank has to pay more for his instalment loan than the customer of another financial institution - for the same amount and the same term.

Repay existing loans and save interest

save interest now and change your loan -  More favourable online credit  

Loan interest Savings up to 48%

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Favourable online credit

online credit Support: 365 days / 24 available

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Frequently asked questions

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Customer reviews

What our customers say?

google

Very obliging. Everything went smoothly, although the requirements were changed several times

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Isabella D'Errico
3 November 2022

I would like to thank Mr Soares, he was quick and indeed all that was necessary for me to get the best offer. I recommend Best Finance

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roberto silva
2 December 2020
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Tania Frey
4 April 2022
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Xonim Pedro
24 November 2017
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Good professionalism...thank you

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Güner Ay
3 February 2026

Many thanks You were professional and solution orientated

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Leo Puma
4 August 2021
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Giovanni Caci
21 September 2022
Günter R.
17 March 2021

Bern

I would like to thank you very much for the excellent service you offered me at the end of February.

The clarifications were quick and uncomplicated and the transfer worked perfectly. I would like to thank you very much for your trust. Of course I will also recommend you to others. I wish you a happy Easter.

Natale K.
15 February 2021

Geneva

Ho avuto un consiglio top. L'impiegato si è impegnato completamente per le mie esigenze. Posso solo raccomandare questa azienda. Molte grazie per il vostro impegno

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Karsten Büttner
14 January 2026

I have only had very good experiences with Best-Finance GmbH and am completely satisfied. The customer service is consistently friendly, competent and always ready to help. The entire team is highly committed to its customers and takes care of all concerns with noticeable care, warmth and professionalism. I would particularly like to emphasise the personal support: you feel that you are taken seriously, given the best advice and given excellent support at every stage. Thanks to the dedicated work of the Best Finance team, I finally received my loan approval from the bank. However, I would like to emphasise that my satisfaction is independent of the loan result. Even if the bank had made a negative decision, my positive rating would not have changed in any way. The service, communication and commitment of the team were exemplary in every respect. A big thank you to the entire Best Finance team for their great commitment and the many friendly and pleasant contacts, especially with Mr Mzi and Mr Berisha. I can recommend Best Finance without reservation and wish the entire team all the best for the future. See you next time!

Maria I.
20 July 2020

Chur

Best finance me ayudo mucho con mi demanda de credito. Recibi una offerta muy buena! Gracias a los asesores financieros que hablan español fue todo aun mas facil! Gracias al equipo de best finance. Saludos

Anna E.
24 December 2020

Lugano

Sono rimasto molto contento e soddisfatto grazie infinite.

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Parfaite Sinueno
6 February 2022
Max E.
22 February 2021

Adliswil

I would like to give my feedback and thank the Bestfinance team! Very good advice, professional and fast processing, top!
Especially Mr. Dino Ferraro , very friendly , courteous and trustworthy!
Many thanks

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Dychego
2 May 2024

I recently used the service of Best Finance and I am very satisfied. The process was straightforward and the team was extremely helpful. I would particularly like to thank Mr Dino Ferraro, who dealt with my request efficiently and quickly. I can highly recommend Best Finance! 👍

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Tania Lopes
24 November 2017
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Stefan Jud
2 March 2023
Dani H.
18 August 2021

Oberentfelden

Since I can really give a Very Good feedback from you, I am pleased.
Competent, good advice and, above all, good cooperation. I can definitely recommend you and your team in Aarau.

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Suny
19 May 2017
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Catia Assunção
24 November 2017

Service impécable , rapide et très compétent. Je recommenderais à mes amis.

Anton P.
22 November 2019

Schwyz

I was in debt with 4 credit cards. Through the Best Finance newsletter I became aware that I was paying up to 15 % interest and additional fees unnecessarily. With one loan I paid off all 4 credit cards and now I only pay half of the interest. Thank you Mr Ferraro for the professional advice.

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Marjan Zupan
4 January 2021
D. T.
14 December 2017

Mägenwil

We were very satisfied with the advice! You should give your employee high praise. Despite some questions and problems, he was very competent and made everything happen. Many thanks and kind regards

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Antonio da Rocha
18 May 2022
Ludwig F.
18 January 2018

Baden

I would like to express my thanks and praise to the team and especially to Mr. Diturim Mziu who was very friendly and informative to me during the first telephone call and when applying for the credit. I would also like to thank you for the use of an optimal credit which is now even 2 % lower than at the bank before. So, I wish you all the best in the new 2018 and thank you very much to the Best Finance team.

Nico K.
28 April 2021

Glattbrugg

Very friendly and nice and understandable and fast. I thank them for their commitment. Of course I was very very satisfied. 100 percent positive experience, THANK YOU VERY MUCH.

Anna K.
29 September 2021

Schaffhausen

Good day,
I am completely satisfied with your service and advice. If someone in my circle of acquaintances needs a loan, I will recommend you at any time.

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Carina Santos
25 November 2017

Um excelente trabalho e sempre disponíveis a responder a todas as nossas questão... Um serviço rápido e eficaz....

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Xonim Pedro
24 November 2017

Service impécable je recomande a mes amies merci à l'équipe de Best-Finance.

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Berisha Safet
9 July 2024

everything went tiptop very fast and serious !!! Happy to work together again.

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Véronique Bidaud
29. December 2017

Très belle équipe, super professionnelle!

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Fatima Teixeira
25 November 2017
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Rui Ferreira
17 November 2025
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Aleksandra
16 September 2025

I can highly recommend the Bestfinance team. Highest professionalism, great empathy and good manners. Very quick handling of the matter, personalised customer care, clear communication and 100 % commitment. Many thanks to the entire Bestfinance team and good luck for the future ;) Best regards🍀 Aleksandra

Carlos A.
24 July 2021

Balzers

I would like to take this opportunity to thank you very much for all your services and efforts to achieve my personal loan! I am really overjoyed that it worked out and you were always professional as well as very competent during the entire time. Likewise, I was able to quickly build up the necessary trust and I always felt taken very seriously. Great service, very positive experience and all promises and agreements were kept. I would like to wish you all the best for your future and continued success.
I can only recommend Best-Finance, you don't find such a service in every corner! Compliments to the whole team!

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Everardo Picchi
25 July 2023

Sono da anni in collaborazione con Best Finance, e posso essere più che soddisfatto del mio interlocutore personale, il Sig. Ferraro. Grazie

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MrCvetanco
5 July 2024
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Enrico Mazzella
5 June 2020
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Catia Assunção
26 February 2019
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Odile Kitoko
3 August 2022
Reto T.
11 June 2021

Zurich

I am very satisfied with your service.
My opinion is quite positive about your team, and your performance.

Antoine W.
23 October 2020

Lausanne

My feedback is excellent par rapport à best-finance et à l'orientation clientèle de deux de vos collaborateurs. I am delighted with your services and professionalism and have been a loyal client for a certain number of years.

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RUI Santos
26 November 2017

Service. Top

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Mustafa Türkmen
July 9, 2026

Excellent, straightforward advice. Thank you for your patience, Mehmet Ünlütepe

Ferdinand R.
18 February 2021

St. Gallen

Super nice and accommodating 👍

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Jesse Capizzi
2 March 2023
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Francek Rob
2 June 2023

Simple, safe and convenient

The search for a favourable online loan in Switzerland can quickly become a challenge.

The market is diverse and confusing, and it is almost impossible for individuals to see through all the options and at the same time distinguish between reputable providers and dubious ones. This is exactly where we come in.

With our in-depth expertise in the Swiss credit market and close cooperation with the largest credit institutions, we are your first port of call when it comes to arranging loans on the best terms.

  • Market expertise and connections

    We know the Swiss credit market like the back of our hand. Thanks to our partnerships with leading banks and lenders, we can offer you exclusive interest rates and customised solutions.

  • Personalised advice

    customised for your needs: We attach great importance to understanding your personal requirements and financial goals. Based on a detailed analysis, we create a customised solution for you.

  • Complete service

    We take care of everything for you: from preparing a professional credit dossier to communicating with the credit institutions, we handle the entire process. Free and non-binding: Our service is guaranteed to be free and non-binding. You have nothing to lose - only time and possibly money to gain.

  • Exclusive conditions

    Access to particularly favourable interest rates and flexible terms. Fast processing: Efficient processing of your loan application without delays.

  • Reliability and transparency

    Avoid dodgy providers. We focus on trust and fair conditions. Convenience: Save yourself the effort of comparing different providers yourself. We take care of the research and negotiations for you.

bestfinance.ch - Officially approved credit agency

BEST CREDIT OFFER

Price guarantee and right of cancellation

bestfinance.ch - Cheap online credit Switzerland - Take out a loan Switzerland - Apply for credit

Personal contact person

With us, you always speak to your personal credit expert, because direct contact is very important to us when applying for credit.

We are happy to help you

A cheap online loan is not always easy to get. Sometimes you also need a credit expert by your side to help you make the right decisions.

You are not just anyone

For us, you are not just any customer number, because we advise every credit customer individual and personal.

Trust us

We are committed to your wishes and concerns and always conduct negotiations in your best interests.

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Cheap online credit from your credit expert bestfinance.ch

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Favourable online loan
in Switzerland
Your reputable and reliable
Partner for personal loans

FAQ

Frequently asked questions and answers

A request to bestfinance.ch is 100% free of charge and without obligation. Even if you do not accept our offers, you will not incur any costs.

Whether it's a new loan, an additional loan, an instant loan or a redemption loan, bestfinance.ch offers all types of loans at very favourable and fair conditions.

You can be sure that we will always endeavour to provide you with the best possible offer.

Our financial experts are always available to answer your questions. Contact us today and let's work together to realise your financial goals.

To apply for an online loan, you should meet these requirements:
  • No open debt collection
  • No loss certificates
  • Regular income from 2800.-
  • Be 18 to 68 years old
  • Residence in Switzerland or the Principality of Liechtenstein
  • No negative entries in the ZEK
 Further information can be found at "Credit Conditions"
  • the fully completed online credit application
  • a copy of a valid passport or identity card
  • for foreigners a copy of the foreigner's identity card B or C
  • a copy of the last 3 payslips
  • If married: same documents of the spouse.
You can send us the documents by post, fax or WhatsApp. You can also scan them and send them by e-mail. Here is our detailed Documents - Checklist.

After a positive credit decision, you will receive our credit offer by post or email.

If you sign this and send it to us, you will receive the agreed amount after Expiry of the statutory cancellation period (of 14 days), paid out in cash at one of our partner branches or credited to your account.

To process a credit application, we ask you to complete the credit application form. The credit application is necessary to check your creditworthiness. The quickest way to get your online loan is via the Online application. However, if you prefer to send us the application by mail or fax, you can use the Download PDF version of the application and print it out.
The amount of funding is adapted to your personal circumstances and varies from person to person. Loan amounts can be up to a maximum of CHF 300,000. For higher amounts please contact us by phone. Simply enter the desired loan amount in the loan application. We will be happy to provide you with an individual offer. The exact interest rate will be determined after your application has been processed and will depend on your personal circumstances and, if applicable, previous or existing contracts. This usually requires a full credit check. However, to give you an order of magnitude, we always state two values when calculating the interest rate: the lowest and the highest possible minimum rate. The respective Personal situation influences the credit decision as well as the determination of the eValid conditions. For example, in individual cases it is possible that a customer receives a negative credit decision from one provider with a uniform interest rate, while the loan is granted by another provider, but with higher interest costs. The costs for the online loan in Switzerland depend on the loan amount and the interest rate.    Use our Online loan calculator, to get a more detailed picture.
bestfinance.ch - Online loan Switzerland - best loan selection - Take out a loan
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bestfinance.ch - Online Credit Switzerland - Customer is king
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