Your independent Swiss credit expert: Discreet & direct.
Flexible terms from 6 to 120 months, transparent conditions and a quote in a short time - completely online if desired.
Your loan.
Non-binding & free of charge
Your monthly instalment from
Effective interest rate from 4,9 %
At maximum interest rate 9,95 %: - CHF / Month.
Total interest costs for CHF 10'000 about 36 Months: CHF - (4,9 %) to CHF - (9,95 %).
Lending and interest rates depend on creditworthiness.
Note according to the law: Lending is prohibited if it leads to over-indebtedness (Art. 3 UWG).
About Best Finance – Your loan broker since 2004 Best Finance is an officially licensed agency and your certified loan broker in Switzerland since 2004. With over 20 years of experience, we arrange transparent personal loans, refinancing, and loan top-ups. We independently compare offers from leading banks to secure tailored interest rates starting at 4.9% (for homeowners) – with complete discretion, in accordance with the Consumer Credit Act (KKG), and without processing fees.
Excellent, straightforward advice. Thank you for your patience. Mehmet Ünlütepe
(Translated by Google) Excellent professionalism...thank you (Original) Bon professionnalisme...merci
Many thanks You were professional and solution orientated (Translated by Google) Thank you very much. You were professional and solution-oriented.
I have only had very good experiences with Best-Finance GmbH and am completely satisfied. The customer service is consistently friendly, competent and always ready to help. The entire team is highly committed to its customers and takes care of all concerns with noticeable care, warmth and professionalism. I would particularly like to emphasise the personal support: you feel that you are taken seriously, given the best advice and given excellent support at every stage. Thanks to the dedicated work of the Best Finance team, I finally received my loan approval from the bank. However, I would like to emphasise that my satisfaction is independent of the loan result. Even if the bank had made a negative decision, my positive rating would not have changed in any way. The service, communication and commitment of the team were exemplary in every respect. A big thank you to the entire Best Finance team for their great commitment and the many friendly and pleasant contacts, especially with Mr Mzi and Mr Berisha. I can recommend Best Finance without reservation and wish the entire team all the best for the future. See you next time! (Translated by Google) I have had nothing but excellent experiences with Best-Finance GmbH and am completely satisfied. Their customer service is consistently friendly, competent, and always helpful. The entire team is highly committed to their clients and handles all matters with noticeable care, warmth, and professionalism. I would particularly like to emphasize the personalised service: you feel taken seriously, receive excellent advice, and are superbly supported at every stage. Thanks to the dedicated work of the Best-Finance team, I ultimately received loan approval from the bank. However, I would like to explicitly state that my satisfaction is independent of the loan outcome. Even if the bank had decided against my application, my positive review would not have changed in any way. The service, communication, and commitment of the team were exemplary in every respect. A heartfelt thank you to the entire Best-Finance team for their outstanding work and the many friendly and pleasant interactions, especially with Mr Mzi and Mr Berisha. I can wholeheartedly recommend Best-Finance and wish the entire team all the best for the future. Until next time!
I can highly recommend the Bestfinance team. They are extremely professional, very empathetic, and have excellent interpersonal skills. They handled my request very quickly, provided personalized customer service, communicated clearly, and were 100% committed. Many thanks to the entire Bestfinance team and best of luck for the future! ;) Best regards, Aleksandra
Everything went perfectly, very quickly and professionally! I would gladly work together again.
Secure
100% Secure SSL Encrypt
Certified
since 2004 officially authorised agency
Free of charge
Processing fees CHF 0.-
3 steps to a loan
Your advantages
Frequently asked questions
Of legal age, resident in Switzerland, permanent employment contract, sufficient income. Cross-border commuters with a G permit possible in some cases (please note creditworthiness/duration of employment).
No hidden fees. Interest according to creditworthiness and bank decision. Offer is non-binding.
Usually within a short time after online enquiry and basic check. The final commitment is made after the documents have been fully checked.
The statutory cancellation period (14 days) applies after signing the contract. Payment is then made in accordance with the contract.
ID (front/back), 3 payslips, residence permit if applicable. Depending on the bank, additional bank statement, health insurance or tenancy agreement.
No. It serves as a preliminary check and offer. Binding only after complete documentation and signing of contract.
Dependent on freely disposable income. KKG generally applies up to CHF 80,000; higher amounts outside KKG possible.
Yes, redemption is often worthwhile with better conditions. Verification by the bank required - we accompany the process free of charge.
Only the person who signs is liable (individual liability). Information on the partner can improve the creditworthiness check.
Yes, depending on status, length of stay, employment contract and creditworthiness. Example: B permit usually from 12 months of residence; G permit depending on length of employment.
Depending on the situation and proof of fulfilment, a check may still be carried out. However, entries worsen the credit rating.
Possible with stable proof of income (e.g. tax assessments, account receipts). Checks are carried out on a case-by-case basis.
Yes, at any time. Unclaimed interest is credited pro rata.
Possible if affordability is given. Time limits or probationary periods can make the assessment more difficult.
Documents are processed in compliance with data protection regulations. Transmission via e-mail, WhatsApp or post - as required.
Enquiries and preliminary checks are handled carefully. The banks' creditworthiness criteria are decisive.
If criteria such as creditworthiness or affordability are not met. Banks do not have to disclose the reasons. We are happy to advise you on alternatives.
With the loan calculator: Enter the amount, term and interest rate range → indicative rate. The final conditions will follow after verification.
Calculate credit now
Local advice throughout Switzerland
Phone +41 62 823 08 03
creditdesk@bestfinance.ch
Our services
Watch our credit explanation video...
Representative calculation example
Lending is prohibited if it leads to over-indebtedness. (Art. 3 UWG)
Lending is prohibited if it leads to over-indebtedness (Art. 3 UWG). Consumer loans are subject to a statutory right of cancellation of 14 days from the signing of the contract. Checks are carried out in accordance with the KKG and the banks' internal guidelines. All information without guarantee; actual conditions depend on creditworthiness and bank checks.
