Your Swiss loan - favourable, fast & secure
(Translated by Google) I highly recommend the Bestfinance team. Highest level of professionalism, great empathy, and good manners. Very quick resolution of the matter, personalised customer service, clear communication, and 100% commitment. Many thanks to the entire Bestfinance team and much success in the future ;) Best regards🍀 Aleksandra (Original) I can highly recommend the Bestfinance team. Highest professionalism, great empathy and good manners. Very quick handling of the matter, personalised customer care, clear communication and 100 % commitment. Many thanks to the entire Bestfinance team and good luck for the future ;) Best regards🍀 Aleksandra
(Translated by Google) Everything went perfectly, very quickly and professionally! We'd be happy to work together again. (Original) Everything went perfectly, very quickly and professionally! Happy to work together again.
(Translated by Google) Everything worked out, I'm very satisfied. Thank you. (Original) Everything worked out, I'm very satisfied. Thank you
(Translated by Google) I recently used Best Finance's services, and I'm very satisfied. The process was straightforward, and the team was extremely helpful. I'd especially like to thank Mr Dino Ferraro, who handled my request efficiently and quickly. I highly recommend Best Finance! 👍 (Original) I recently used the service of Best Finance and I am very satisfied. The process was straightforward and the team was extremely helpful. I would particularly like to thank Mr Dino Ferraro, who dealt with my request efficiently and quickly. I can highly recommend Best Finance! 👍
(Translated by Google) Thank you to the entire Best-finance team and in particular to Mr Pedro Soares who handled my file efficiently, quickly and with his availability. Thank you (Original) Thank you to the entire Best-finance team and in particular to Mr Pedro Soares who handled my file efficiently, quickly and with his availability. Thank you
(Translated by Google) Perfect service! I recommend it. (Original) Atendimento perfeito! recomendo...
(Translated by Google) Fast loan answers bestfinanas (Original) Fast loan answers bestfinanas
(Translated by Google) Everything worked out great. Thank you for your efforts. (Original) Everything worked out great Thank you for your efforts
(Translated by Google) I have been working with Best Finance for years, and I can be more than satisfied with my personal contact, Mr Ferraro. Thank you. (Original) Sono da anni in collaborazione con Best Finance, e posso essere più che soddisfatto del mio interlocutore personale, il Sig. Ferraro. Grazie
(Translated by Google) Very accommodating. Everything went smoothly, even though the requirements changed several times. (Original) Very accommodating. Everything went smoothly, even though the requirements changed several times
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Your advantages
3 steps to a loan
Our services
New loan
Realising wishes - we help you to achieve your goals.
Repayment of existing loans
Optimise conditions - benefit from better terms.
Extension
More financial room for manoeuvre - flexible and uncomplicated expansion.
Frequently asked questions about personal loans
Who can apply for a personal loan?
Of legal age, resident in Switzerland, permanent employment contract, sufficient income. Cross-border commuters with a G permit possible in some cases (please note creditworthiness/duration of employment).
What are the costs?
No hidden fees. Interest according to creditworthiness and bank decision. Offer is non-binding.
How quickly will I receive a preliminary decision?
Usually within a short time after online enquiry and basic check. The final commitment is made after the documents have been fully checked.
How long does the payout take?
The statutory cancellation period (14 days) applies after signing the contract. Payment is then made in accordance with the contract.
What documents are needed?
ID (front/back), 3 payslips, residence permit if applicable. Depending on the bank, additional bank statement, health insurance or tenancy agreement.
Is the online enquiry binding?
No. It serves as a preliminary check and offer. Binding only after complete documentation and signing of contract.
How high can the loan amount be?
Dependent on freely disposable income. KKG generally applies up to CHF 80,000; higher amounts outside KKG possible.
Can I redeem or increase existing loans?
Yes, redemption is often worthwhile with better conditions. Verification by the bank required - we accompany the process free of charge.
Is my partner also liable?
Only the person who signs is liable (individual liability). Information on the partner can improve the creditworthiness check.
Can I get a loan with a B/C/G/L licence?
Yes, depending on status, length of stay, employment contract and creditworthiness. Example: B permit usually from 12 months of residence; G permit depending on length of employment.
What if I was in debt collection?
Depending on the situation and proof of fulfilment, a check may still be carried out. However, entries worsen the credit rating.
Self-employed or freelance - is that possible?
Possible with stable proof of income (e.g. tax assessments, account receipts). Checks are carried out on a case-by-case basis.
Can I repay the loan early?
Yes, at any time. Unclaimed interest is credited pro rata.
Part-time, fixed-term or probationary period - opportunity?
Possible if affordability is given. Time limits or probationary periods can make the assessment more difficult.
Data protection & security?
Documents are processed in compliance with data protection regulations. Transmission via e-mail, WhatsApp or post - as required.
Will my credit rating be negatively affected?
Enquiries and preliminary checks are handled carefully. The banks' creditworthiness criteria are decisive.
Why was an enquiry rejected?
If criteria such as creditworthiness or affordability are not met. Banks do not have to disclose the reasons. We are happy to advise you on alternatives.
How do I calculate my instalment?
With the loan calculator: Enter the amount, term and interest rate range → indicative rate. The final conditions will follow after verification.
Lending is prohibited if it leads to over-indebtedness (Art. 3 UWG). Consumer loans are subject to a statutory right of cancellation of 14 days from the signing of the contract. Checks are carried out in accordance with the KKG and the banks' internal guidelines. All information without guarantee; actual conditions depend on creditworthiness and bank checks.
Best Finance - fair & flexible financing
Phone +41 62 823 08 03
creditdesk@bestfinance.ch
Representative calculation example
Loan amount: 10'000 CHF
Loan term: 12 months
Interest (total costs): between CHF 261.- and CHF 574.-
Effective annual interest rate: 4.9% - 10.95%
Monthly instalment: between CHF 855.- and CHF 881.-
Processing fees: None - CHF 0.-
Possible credit periods: 6 - 120 months
Lending is prohibited if it leads to over-indebtedness. (Art. 3 UWG)