Easily protect your standard of living in the event of incapacity to work or loss of employment through no fault of your own.
Protect yourself and your family from income gaps
Working life presents numerous challenges. With IncomeProtect you are well prepared to secure your standard of living, no matter what. So you can concentrate on the important things in life while we take care of your financial security.
Your advantages at a glance:
Securing monthly obligations plus maintaining your solvency
Monthly payments of CHF 1’000.- or CHF 1’800.- as a result of Incapacity for work and involuntary job loss
Protection of your savings
Attractive insurance premiums
Simple contract conclusion, without a health check and without taking age or occupation into account
IncomeProtect Basic
CHF 2.20 / day (CHF 66.- / month)
CHF
66.-
Monthly
-
Unemployment: CHF 1000 / month
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Incapacity for work: CHF 1000 / month
Popular
IncomeProtect Premium
CHF 3..40 / day (CHF 99.- / month)
CHF
99.-
Monthly
-
Unemployment: CHF 1800 / month
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Incapacity for work: CHF 1800 / month
Request a non-binding quote today or contact your personal advisor.
In Switzerland, the compulsory unemployment insurance system provides you with financial support of between 70% (without children) and 80% (with children) of your previous income for the last 6 months. This automatically results in an income gap, which can lead to financial difficulties. If you are unable to work, the daily sickness benefits insurance also only covers 80% of the loss of earnings. However, your monthly payment obligations (e.g. rent, health insurance, purchases) continue to apply. Cembra IncomeProtect supports you in continuing to meet your financial obligations.
Legal information
The full scope of insurance can be found in the General Terms and Conditions of Insurance. Cembra Money Bank AG ("Cembra") provides access to insurance solutions. The insurer is AXA Versicherungen AG. Please note that by taking out IncomeProtect insurance, you as the insured person are joining the group insurance contract between AXA and Cembra.