Your financing inquiry

non-binding & free of charge

Credit enquiry - 1 - Funds

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Credit check
Personal details
Income
Expenditure
Commuting costs
Other debts/credits
Loan protection
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Date

calculation1

calculation3

Lowest credit rate

Highest credit rate

Purpose of the loan

Date of birth

Date of birth Day

Date of birth Month

Date of birth Year

Do you have or have you had ongoing debt collection proceedings or certificates of loss?

Yes

Your application will always be rejected if you have outstanding debt collection / loss certificates. Therefore, make sure that your debt collection register is empty and cleared before you apply for a loan.

Professional situation

A prerequisite for credit approval is the end of the probationary period. We are therefore unable to consider your application at this time.

In the case of temporary employment, a loan can only be granted if a open-ended employment contract and 6 payslips are available.

A monthly pension payment of at least 3'000.- is a mandatory condition for the granting of a loan. Income from Supplementary benefits are excluded from the income calculation.

The prerequisite for a credit check is a At least two years of business activity as a sole proprietorship. Proof of income is the Final tax assessment which must not be older than 12 months.

Owners of an AG or GmbH must provide proof of income in the form of either the three most recent payslips (including the corresponding credit notes) of incoming wages) or the definitive tax assessment (not older than 12 months).

Nationality

Residence permit

Date of entry Switzerland (according to ID card)

ID tag

ID card month

ID card year

At present, we can work with a Foreigner's identity card (L) do not offer a loan.

Conditions: at least 3 years with the same employer employed

Conditions: at least 18 months with a B permit from the date of entry (Conditions depend on financial institution)

Marital status ?

Does your spouse/partner have an income?

Yes

Dependent children

Number of children ?

Child birth year

Child birth year 3

Child birth year 2

Child birth year 4

Title

Mr.

Ms.

First name

Last name

Current address

Please let us know your home address

Street

No.

Postal code

City

Since when at this address

Month

Year

Previous address

Please let us know your previous home address

Street

No.

Postal code

City

Contact details

Phone / Mobile

Newsletter

I would like to be informed in the future by e-mail about news and promotions

I hereby confirm that I have read the Legal information and Privacy policy in full and agree to all points.

I have read and agree to the Provisions on the use of electronic means of communication .

Income

We look forward to your enquiry!
Please complete the form so that we can process your enquiry more quickly.

How long have you been in this employment?

Since when employed in the same temporary company?

Since when self-employed?

Since when Employed Month AS1

Since when Employed Year AS1

Monthly net income

CHF

Number of monthly wages

x 11

x 12

x 13

x 14

Do you have any other income?

Yes

Description other income

Monthly net income

CHF

Maintenance and alimony

CHF

Rental income per year

CHF

Bonus payments Year

CHF

Specify partner income

Professional situation of the partner

How long have you been in this job?

Since when employed in the same temporary company?

Since when self-employed?

Income Partner Month

Income Partner Year

Monthly net income partner

CHF

Number of monthly wages Partner

x 11

x 12

x 13

x 14

Other income ?

Yes

Description of other income partners

Monthly net income

CHF

Maintenance and alimony

CHF

Bonus payments Year

CHF

Rental income per year

CHF

Expenditure

Now we need some information about your expenses

Residental status

Rent incl. additional costs

CHF

Mortgage in CHF

CHF

Since when owner?

Health insurance premium monthly

Health insurance premium for the whole household (including spouse and children)

Premium reduction ?

CHF Health insurance

CHF

Do you pay alimony / maintenance ?

Yes

Monthly alimony payment

CHF

Place of work (for calculating the journey to work)

Type of transport to work?

Dependence on the use of a car?
Is there a dependency to use the car due to lack of availability of alternative means of transport or for health reasons.

Car dependency

Yes

Monthly travel costs between home and work (e.g. public transport/car/bike) when they are not covered by the employer.
Monthly expenses for travel between home and place of work (e.g. public transport/car/bicycle), insofar as these are not covered by the employer.

Commuting costs CHF

Additional work-related catering costs?

Yes

Meal cost

CHF

Meal cost

I take the meal from home

Employer pays the cost of meals

Do you have other loans, leases or credit cards current?

Yes

Name bank / financial institution

approx. remaining debt CHF

CHF

Current monthly payment

CHF

1. Indicate other loans, leases or credit cards?

Yes

Name bank / financial institution

approx. remaining debt CHF

CHF

Current monthly payment

CHF

2. specify other loans, leasing or credit cards ?

Yes

Name bank / financial institution

approx. remaining debt CHF

CHF

Current monthly payment

CHF

3. specify other loans, leasing or credit cards ?

Yes

Name bank / financial institution

Current monthly payment

CHF

Payment protection insurance due to illness/accident/unemployment through no fault of your own?

Yes, I would like to be covered

No, I bear this risk myself

Choose your level of cover

CHF 1,000 per month for (CHF 66.-/mt.)

CHF 1,800 per month for (CHF 99.-/mt.)

Everything is in order!

If necessary, adjust the amount or the term and then send the second part of the form.

Amount requested

Duration

Monthly rate from CHF .- Benefit from attractive monthly instalments: already from 4.9% for homeowners, up to a maximum of 9,95%. Your personal conditions depend on your creditworthiness and will be communicated to you after the Non-binding enquiry communicated.

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Do you have any questions ?

+41 (0)62 823 08 03

Your financing inquiry

Current address

Previous address

Contact details

Income

How long have you been in this employment?

Since when employed in the same temporary company?

Since when self-employed?

Specify partner income

Expenditure

Everything is in order!

Apply for a loan

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Your financing inquiry

Current address

Previous address

Contact details

Income

How long have you been in this employment?

Since when employed in the same temporary company?

Since when self-employed?

Specify partner income

Expenditure

Everything is in order!

Desired amount