Best Finance — Section 1 Preview
Best Finance
--> 062 823 08 03 Preliminary examination
Officially approved since 2004

The right financing — negotiated personally, not just compared.

Since 2004, we have been assessing your situation, negotiating with the largest Swiss banks on your behalf, and supporting you until disbursement. A single inquiry – free of charge, discreet, and without any unnecessary entries that could negatively impact your credit rating.

★★★★★ 4.9 out of 1,076 Google reviews · discreetly accompanied
Start free preliminary check Call: 062 823 08 03

No obligation · no costs · does not affect your credit rating.

The Best Finance team ★★★★★ 4.9 · 1,076 reviews
Request within minutes
Your desired loan
20'000CHF
Desired credit amount
CHF 5'000CHF 300,000
Monthly from
CHF 598.–
Effective annual interest rate4,9 %–9,95 %
Start free preliminary check

Indicative value. Effective annual interest rate 4.9%–9.95%, depending on your creditworthiness. Payout after a 14-day cancellation period (KKG).

View a representative calculation example →
★ 4.9 / 51,076 Google reviews
Since 2004Over 20 years of experience
Largest bankscompared & negotiated
Officially approvedKKG-compliant & discreet
Free for youRemuneration via the bank
Section 2

Go directly to the bank or use Best Finance? An honest comparison.

You can always contact a bank directly—that's perfectly legitimate. However, this approach has structural disadvantages that many only notice when it's too late.

Go directly to the bank
With Best Finance ★ Recommended
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Go directly to the bankEach bank makes its own request — multiple requests can weaken your credit rating.
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With Best FinanceA coordinated request For all banks — your credit rating remains protected.
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Go directly to the bankYou are only seeing the offer from this one bank.
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With Best FinanceCompared and negotiated with the largest Swiss banks.
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Go directly to the bankYou will receive the standard terms and conditions.
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With Best FinanceWe negotiate interest rates and terms actively working for you.
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Go directly to the bankRejection means: back to square one, new application at the next bank.
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With Best FinanceIf a bank isn't suitable, we'll check directly the next — without any new burden.
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Go directly to the bankDocuments for each bank separately, multiple meetings.
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With Best FinanceSubmit once — we'll take care of the rest.
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Go directly to the bankThe bank is selling its own product.
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With Best FinanceWe work independent in your interest — free of charge for you.

The result: more choice, better terms, less effort — and a protected ZEK entry. At no cost to you.

Section 3

Which solution suits you best?

Whether you need a cheaper loan, new financing, or a short-term bridging loan — tell us your goal, and we'll find the right solution with the largest Swiss banks.

★ Most popular solution

Repay and consolidate loan

Multiple loans, leases, or credit cards? We'll manage them all. a single loan Together — usually with a lower interest rate and a noticeably lower monthly payment. Just one bill, better overview, often several hundred francs less per month.

Debt restructuringlower rateonly one rateCredit optimization
Check potential savings
＋

New loan — for any purpose

Personal loans from CHF 5,000 to 300,000, terms of 12–120 months, interest rates from 4.9%. We negotiate the best terms for you.

CarE-bikerenovationEducationRelocation
This is how your loan works →
⏱

Liquidity & Bridging

Short-term financial breathing room for a limited time — quickly reviewed, clearly regulated.

short termflexibleplannable
Request options →
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Also possible with ID card B

Employed and in Switzerland for at least 2 years? Even with a B permit, we can assist you and know the banks that will fairly assess your situation.

ID card BFrom 2 years old CHindefinite
Discuss options →
Start free preliminary check

Not sure what fits? See your frame in 2 minutes. Or call us: 062 823 08 03

Section 4

Getting your loan is this easy

You tell us your goal — we'll take care of the rest. In four steps, transparent and without obligation, until you decide.

1

Submit a request

Briefly tell us about your situation – online, by phone, or via WhatsApp. Strictly confidential. Initial assessment often available the same day.

~2 min. · no obligation
2

We review & negotiate

We compare the largest banks and negotiate the terms — as a coordinated request, so that your credit rating remains protected.

usually 24–48 hours.
3

Your offer

You'll receive the best solution clearly presented: amount, term, rate, and interest rate at a glance. No pressure—the decision is yours.

You can decide at your leisure.
4

Payout

If everything checks out, we'll take care of the formalities with the bank. After the statutory 14-day cancellation period (KKG) has expired, your loan will be disbursed.

after the 14-day cancellation period
● Discreetly handled ● Legally protected (KKG) ● 14-day right of withdrawal ● Free until completion
Best Finance — Section 5 (FAQ) Preview

Frequently Asked Questions — clearly answered

How much does Best Finance's consultation cost? +
Our service is free for you. We are compensated by the bank that arranges your loan. Therefore, you pay nothing for comparison, negotiation, and support—and you are under no obligation until the loan is finalized.
Will an inquiry affect my credit rating (ZEK)? +
No. We submit a single, coordinated request for you — instead of contacting each bank individually. This way, you avoid multiple ZEK entries that could weaken your creditworthiness.
How quickly will I receive a response? +
You will often receive an initial assessment on the same day. For bank comparisons and offers, you should generally allow one to two business days; payment is made after the statutory 14-day cancellation period.
What documents do I need? +
Generally, you'll need your ID or residence permit, recent payslips, and information about your monthly expenses. We'll tell you exactly what's required for your situation—and you only need to submit everything once.
How high can my loan be? +
Loans from CHF 5,000 to 300,000, with terms of 12 to 120 months. The interest rate depends on your creditworthiness and starts at 4.9%. You can see your potential loan amount in just a few minutes with our free preliminary check.
Can I get a loan with a B-card? +
Yes — if you are employed and have lived in Switzerland for at least two years, we would be happy to assist you. We know the banks that assess such situations fairly.
I already have loans. Can I consolidate them? +
Yes. Multiple loans, leases, or credit cards can often be consolidated into a single loan with a lower monthly payment. This provides clarity and noticeably more financial flexibility.
Is my request binding? +
No. Inquiries and offers are non-binding. And even after concluding a contract, you have a statutory right of withdrawal of 14 days (KKG).
Loans in Switzerland: Requirements, process & costs → Loan repayment & debt restructuring: when it's worthwhile → Understanding creditworthiness: Budget, ZEK & documents → Loan with ID card B: what you need to know →
Representative calculation example (according to KKG)
CHF 10,000 Net loan 12 months Duration Effective annual interest rate 4,9 %–9,95 % Monthly instalment CHF 855–877 Total loan costs CHF 262–523 Processing fees CHF 0
Lending is prohibited if it leads to over-indebtedness (Art. 3 UWG). This service is free for you — we are compensated by the bank.
Section 6

Take the first step — free and without obligation.

Choose the method that suits you best. We will contact you personally and discreetly.

✓

Free preliminary check

See your frame in 2 minutes.

Start now
☎

Call

Personal & direct

062 823 08 03
✆

WhatsApp

Response usually within 1 hour.

Open chat →
⬆

Upload documents

Secure & encrypted

Upload →

No obligation · free of charge · strictly confidential · will not affect your credit rating.

Best Finance

Swiss loan brokerage since 2004. Personally negotiated, discreetly accompanied.

Best Finance GmbH · ‹Street No.› · ‹Postal Code City›
Tel. 062 823 08 03 · info@bestfinance.ch

Opening hours: Mon–Fri ‹00–00›

Lending is prohibited if it leads to over-indebtedness (Art. 3 UWG). Our services are free of charge for you; we are compensated by the financing bank. The Consumer Credit Act (KKG) applies, including a 14-day right of withdrawal.
© 2026 Best Finance GmbH · imprint · Data protection
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