Credit Switzerland: Fast and non-binding enquiries!

Credit application

Non-binding and free of charge. All information is treated confidentially.

Step 1 of 7 Credit request

1 Your credit request

Credit amount 20’000 CHF

5’000300’000

Term 36 Months

12120

Monthly instalment from

– CHF

at the best rate 4.9%
to – CHF at 9.95%

Non-binding guide value. The effective annual interest rate depends on your creditworthiness (4.9%–9.95% p.a.).

Purpose *

Please select a purpose.

2 Personal details

Title *

Please select a title.

First name *

Please enter your first name.

Surname *

Please enter your surname.

Date of birth *

Please enter a valid date (DD.MM.YYYY). No credit possible: the minimum age is 18 years. No credit possible: the maximum age is 68 years.

Street *

Please enter a street.

No. *

No.

Postcode *

Invalid postcode.

Town *

Please enter a town.

Canton

Resident at this address since *

Please select month and year.

Previous address (less than 2 years at current address)

Previous street & no.

Previous postcode

Previous town

Nationality *

Please select a nationality.

Residence permit

In Switzerland since *

Please select day, month and year.

No credit possible. You have not yet been in Switzerland for a full year. In this case, unfortunately no credit can be arranged. Please get in touch again once you have been resident in Switzerland for a year.

Please note: If you entered Switzerland less than 2 years ago, a loan is only possible in rare cases. Please complete the form in full and then call us so that we can analyse your case in detail.

3 Contact

Telephone *

Please check the telephone number (the number of digits does not match).

Email *

Please enter a valid email address.

How may we contact you?

Email WhatsApp

SMS Telephone

Legal notices & consent

I would like to be informed about suitable offers (revocable at any time).

🔒 Your details are transmitted encrypted and treated confidentially.

4 Housing & family

Housing situation *

Please select.

Rent / month (CHF) *

Please enter the rent.

Total mortgage (CHF)i

Owner since

Marital status *

Please select.

Number of dependent children

Year of birth, child 1

Year of birth, child 2

Year of birth, child 3

Year of birth, child 4

Do you live alone with your child / children, or with a partner? *

Please select.

Alimony you pay / month (CHF)

Only payments that you make. Please enter any alimony you receive in the next step under «Do you have other income?».

Health insurance premium / month (CHF) * Total health insurance premium, household / month (CHF) *

Please enter the health insurance premium.

Your monthly premium.

Important – state the total amount: Please enter the premium per month for all family members living in the same household (you, your partner and children). A value that is too low distorts the budget calculation.

5 Income and employment

Applicant 1

Employment status *

Please select.

Info: The requirement is at least 6 months with the same temporary employment agency as well as a permanent employment contract.

Info: The requirement is at least 2 years of self-employment with a definitive tax assessment.

Info: Please have ready the last 3 payslips with credit advice that document your income.

Employed since *

Please provide this.

Note: With less than 3 months with your current employer, credit is only possible if the probationary period has already ended.

Means of transport to workplace *

Please select a means of transport.

Net income / month (CHF) *

13th month salary

Please enter your net income (min. CHF 3'000).

Do you have other income?

Description of other income

Net income / month (CHF)

Other income?

Description of other income

Net income / month (CHF)

Does your spouse/partner have an income?

If your spouse or partner also has an income, the likelihood of credit approval and favourable terms may increase.

What applies to your partner? *

Please select.

Support payment abroad / month (CHF) *

Amount you send monthly to your partner or your family abroad. If no payment is made: enter 0.

Please enter an amount (0 if no payment).

Applicant 2

Employment status

Employed since

Net income / month (CHF)

13th month salary

Do you have other income?

Description of other income

Net income / month (CHF)

Other income?

Description of other income

Net income / month (CHF)

6 Other obligations

Do you have other current loans or obligations (leasing, credit card, personal loan)?

Please enter your current obligations with the bank / institution and the outstanding balance. An approximate figure is sufficient.

Bank / institution 1

Outstanding balance approx. (CHF)

Bank / institution 2

Outstanding balance approx. (CHF)

Bank / institution 3

Outstanding balance approx. (CHF)

7 Debt-collection proceedings

Have you had debt-collection proceedings or certificates of loss in the past?

Important: Before submitting your application, please ensure that any open debt-collection proceedings are paid and preferably deleted. With open debt-collection proceedings, your request will be rejected.

8 Instalment insurance

Instalment insurance in the event of illness / accident / unemployment?

Choose your protection:

✓ Selected

Popular

IncomeProtect Basic

CHF 2.20 / day · CHF 66.– / month

66.–/month

Unemployment: CHF 1'000.– / month
Incapacity to work: CHF 1'000.– / month

No health check · regardless of age & occupation · cancellable at any time

✓ Selected

Premium

IncomeProtect Premium

CHF 3.30 / day · CHF 99.– / month

99.–/month

Unemployment: CHF 1'800.– / month
Incapacity to work: CHF 1'800.– / month

No health check · regardless of age & occupation · cancellable at any time

Please choose a protection option.

9 Message & submit

Your message (optional)

By submitting, you complete your credit application. We will review your details and get back to you promptly.

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