Your Swiss loan
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Calculate and apply for a loan in Zurich

Inexpensive, fast and secure

Flexible terms from 6 to 120 months, transparent conditions and a quote in a short time - completely online if desired.

Loan from CHF 5,000 to CHF 300,000
Partners of leading banks
Top offer without obligation
No hidden fees
BF Loan Calculator — Hell
Swiss Credit · 100 % Online

Your loan.

Non-binding & free of charge

Credit amount
CHF
5'000300'000
Duration
Months
12 months.120 m.
Installment insurance
Choose the level of protection

Your monthly instalment from

-
CHF

Effective interest rate from 4,9 %

At maximum interest rate 9,95 %: - CHF / Month.

Total interest costs for CHF 10'000 about 36 Months: CHF - (4,9 %) to CHF - (9,95 %).

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5.0
Bibiana Da Silva
March 25, 2026
google
5.0

(Translated by Google) Excellent professionalism...thank you (Original) Bon professionnalisme...merci

google
5.0

Many thanks You were professional and solution orientated (Translated by Google) Thank you very much. You were professional and solution-oriented.

Güner Ay
3 February 2026
google
5.0

I have only had very good experiences with Best-Finance GmbH and am completely satisfied. The customer service is consistently friendly, competent and always ready to help. The entire team is highly committed to its customers and takes care of all concerns with noticeable care, warmth and professionalism. I would particularly like to emphasise the personal support: you feel that you are taken seriously, given the best advice and given excellent support at every stage. Thanks to the dedicated work of the Best Finance team, I finally received my loan approval from the bank. However, I would like to emphasise that my satisfaction is independent of the loan result. Even if the bank had made a negative decision, my positive rating would not have changed in any way. The service, communication and commitment of the team were exemplary in every respect. A big thank you to the entire Best Finance team for their great commitment and the many friendly and pleasant contacts, especially with Mr Mzi and Mr Berisha. I can recommend Best Finance without reservation and wish the entire team all the best for the future. See you next time! (Translated by Google) I have had nothing but excellent experiences with Best-Finance GmbH and am completely satisfied. Their customer service is consistently friendly, competent, and always helpful. The entire team is highly committed to their clients and handles all matters with noticeable care, warmth, and professionalism. I would particularly like to emphasize the personalised service: you feel taken seriously, receive excellent advice, and are superbly supported at every stage. Thanks to the dedicated work of the Best-Finance team, I ultimately received loan approval from the bank. However, I would like to explicitly state that my satisfaction is independent of the loan outcome. Even if the bank had decided against my application, my positive review would not have changed in any way. The service, communication, and commitment of the team were exemplary in every respect. A heartfelt thank you to the entire Best-Finance team for their outstanding work and the many friendly and pleasant interactions, especially with Mr Mzi and Mr Berisha. I can wholeheartedly recommend Best-Finance and wish the entire team all the best for the future. Until next time!

Karsten Büttner
14 January 2026
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5.0
Rui Ferreira
17 November 2025
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5.0

I can highly recommend the Bestfinance team. They are extremely professional, very empathetic, and have excellent interpersonal skills. They handled my request very quickly, provided personalized customer service, communicated clearly, and were 100% committed. Many thanks to the entire Bestfinance team and best of luck for the future! ;) Best regards, Aleksandra

Aleksandra
16 September 2025
google
5.0

Excellent and human!!!

Rosamaria Lamarca
3 October 2024
google
5.0

everything went tiptop very fast and serious !!! Happy to work together again. (Translated by Google) Everything went perfectly, very quickly and professionally!!! Would gladly work together again.

Berisha Safet
9 July 2024
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5.0
MrCvetanco
5 July 2024
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5.0
Matus Morong
5 July 2024

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3 steps to a loan

1. online enquiry

Calculate loan amount & term online.

2. offer received & quick check

Send documents by WhatsApp, e-mail or post. Receive contract for signature.

3. payout directly to your account

Payment is made after a 14-day cancellation period in accordance with the law.

favourable credit Zurich,online credit application

Your advantages

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  • Favourable conditions from 4.9% (owner)

    Individual interest rates according to creditworthiness - no hidden fees.

  • Decision in a short time - Personal counselling in Zurich

    Clear next steps without the frustration of waiting.

  • Customised financing - Free & non-binding enquiry

    New loans, top-up loans and redemption loans - all from a single source.

  • Legal & fair

    According to KKG - lending only with acceptable creditworthiness.

Woman points to high credit score of 827

Frequently asked questions

Who can apply for a personal loan?

Of legal age, resident in Switzerland, permanent employment contract, sufficient income. Cross-border commuters with a G permit possible in some cases (please note creditworthiness/duration of employment).

What are the costs?

No hidden fees. Interest according to creditworthiness and bank decision. Offer is non-binding.

How quickly will I receive the confirmation?

Usually within a short time after online enquiry and basic check. The final commitment is made after the documents have been fully checked.

How long does the payout take?

The statutory cancellation period (14 days) applies after signing the contract. Payment is then made in accordance with the contract.

What documents do I need?

ID (front/back), 3 payslips, residence permit if applicable. Depending on the bank, additional bank statement, health insurance or tenancy agreement.

Is the online enquiry binding?

No. It serves as a preliminary check and offer. Binding only after complete documentation and signing of contract.

How high can the loan amount be?

Dependent on freely disposable income. KKG generally applies up to CHF 80,000; higher amounts outside KKG possible.

Can I redeem or increase existing loans?

Yes, redemption is often worthwhile with better conditions. Verification by the bank required - we accompany the process free of charge.

Is my partner also liable?

Only the person who signs is liable (individual liability). Information on the partner can improve the creditworthiness check.

Can I get a loan with a B/C/G/L licence?

Yes, depending on status, length of stay, employment contract and creditworthiness. Example: B permit usually from 12 months of residence; G permit depending on length of employment.

What if I was in debt collection?

Depending on the situation and proof of fulfilment, a check may still be carried out. However, entries worsen the credit rating.

Self-employed or freelance - is that possible?

Possible with stable proof of income (e.g. tax assessments, account receipts). Checks are carried out on a case-by-case basis.

Can I repay the loan early?

Yes, at any time. Unclaimed interest is credited pro rata.

Part-time, fixed-term or probationary period - opportunity?

Possible if affordability is given. Time limits or probationary periods can make the assessment more difficult.

Data protection & security?

Documents are processed in compliance with data protection regulations. Transmission via e-mail, WhatsApp or post - as required.

Will my credit rating be negatively affected?

Enquiries and preliminary checks are handled carefully. The banks' creditworthiness criteria are decisive.

Why was an enquiry rejected?

If criteria such as creditworthiness or affordability are not met. Banks do not have to disclose the reasons. We are happy to advise you on alternatives.

How do I calculate my instalment?

With the loan calculator: Enter the amount, term and interest rate range → indicative rate. The final conditions will follow after verification.

Calculate credit in Zurich now

Local advice in Zurich and throughout Switzerland


Phone +41 62 823 08 03

creditdesk@bestfinance.ch

favourable credit Zurich,online credit application

Our services

  • New credit

    Over 20 years of experience in loan brokerage

  • Repayment of existing loans

    Optimise conditions - benefit from better terms.

  • Extension

    More financial room for manoeuvre - flexible and uncomplicated expansion.

Watch our credit explanation video...

Representative calculation example

Loan amount: 10'000 CHF
Loan term: 12 months
Effective annual interest rate: 4.9% - 9.95%
Monthly instalment: CHF 855.- to 881.-
Interest (total costs): CHF 261.- to 574.-
Processing fees: None (CHF 0.-)
Possible terms: 6 - 120 months

Lending is prohibited if it leads to over-indebtedness. (Art. 3 UWG)

Legal notice

Lending is prohibited if it leads to over-indebtedness (Art. 3 UWG). Consumer loans are subject to a statutory right of cancellation of 14 days from the signing of the contract. Checks are carried out in accordance with the KKG and the banks' internal guidelines. All information without guarantee; actual conditions depend on creditworthiness and bank checks.

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What loan amount may we offer you?

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Monthly repayment from

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Your total interest costs for a loan of CHF .- range between .- with an interest rate of 4.9% and CHF .- and with an interest rate of 9.95%. Credit and interest rates are based on creditworthiness. Note according to the law: Lending is prohibited if it leads to over-indebtedness (Art. 3 UWG)