Dino Ferraro

You don't usually make the decision to buy a pool or more modern furniture on your own. Why should it be any different when applying for a personal loan? If you involve your spouse, you have a better chance of implementing your ideas when negotiating terms with your credit institution. However, this approach is only crowned with success if both parties have a regular monthly income.

More and more people in Switzerland are now conducting their financial transactions on the internet. In addition to managing their own current or savings account, people are also applying for personal loans on the web. From the consumer's point of view, this trend is easy to understand, as they often receive more favourable conditions from financial institutions when applying for a loan on the web.

Those who are well versed in their field are highly sought after by employers. This esteem is reflected not only on a personal level, but also in financial terms. Accordingly, the expenses for further education can quickly pay off. Have you already found your ideal in-service training? If, however, obligations to your employers or the high expenses should cause you a stomach ache, we have the optimal solution for your concerns: Our continuing education loan is your discreet, flexible as well as cost-effective option to really get started professionally.

Do you currently have several loans with different financial institutions and have difficulty keeping track of them? Many people are familiar with this situation - but there is a solution! With our flexible personal loan, you can pay off your current loans and consolidate them into a single loan package. This not only means considerable interest savings, but also simplifies your financial organisation. Home-made administrative chaos is now a thing of the past.

To get an installment loan, it is not enough to meet the budget criteria as well as conditions of the financial institutions. In the last instance, the scoring decides whether your application will be approved or rejected. Once you submit your completed application to a bank, they will calculate your available monthly margin and check your scoring score. Based on these results, it will be decided whether you will be granted a loan.

Whether for a new job or for the family, a car is often important or even indispensable. If you're looking to buy a used or new car, your car dealer will probably tout the benefits of leasing. However, we see it differently, which is why you should consider our flexible car loan. To make sure you know all the facts about the two alternatives, we've compared car leasing with our online car loan. Decide for yourself which finance suits you.

Are you planning to furnish your home with more modern furniture or move to another apartment? With our furniture loan you choose a flexible online personal loan that relieves your household budget. It's a comforting feeling to be able to face the move calmly, as you can comfortably pay the rental deposit as well as newly purchased furnishings in installments.

Whether you want to give your walls a fresh coat of paint or replace the old carpet in your living room with laminate flooring, our flexible instalment loan will help you improve your home easily and cost-effectively.

Taking out a loan is almost always associated with risk. This is especially true for large loan amounts.

Anyone who wants to apply for a loan from a bank can do a lot of things wrong when filling out the form. In some cases, information or small additional details about the applicant's financial situation can be decisive for the loan approval. To increase the chances of your request being approved, there are a few things you should keep in mind. Furthermore, you should know which points the lenders look at more closely and how they evaluate your loan application.

Credit and health? Not everyone can see the connection between these two words at first glance. This is understandable, because paying for medical measures and operations with borrowed capital is not yet commonplace in our society. On the other hand, health insurers have been cutting back the standard catalogue of services more and more.

The credit requirements of foreigners with residence permits differ significantly from those of locals. We often hear the following question in this context: "I have just moved to Switzerland and need a loan. Do I have to observe a certain waiting period?" However, the credit banks are reluctant to answer this.

Are you an entrepreneur and would like to take out a loan for the self-employed? Although the order books are very well filled, company owners often have a hard time getting a loan from a bank. This is because they are reluctant to grant loan commitments if the desired collateral in the form of a permanent employment contract or regular monthly income is missing.

Would you like to apply for a loan in Switzerland soon and are now thinking about how much borrowed capital you can afford? Our advisors will be happy to support you if you want to calculate your maximum loan amount in a straightforward and simple way.

Those who were rather careless with their financial resources in December often find themselves in the January hole a month later. On the one hand, the bills usually pile up at the end of the year, on the other hand, high expenses during Christmas shopping lead to a precarious situation in the wallet.

The desire of all investors is it to be able to register at the end of the year a tidy net yield with the transacted financial investment depot. It is not decisive whether the investment is built up and managed by the investor himself or whether an expert is in charge of it. It is only important that the invested funds do not lose value, but increase in an attractive framework.

More and more consumers are becoming interested in securities trading. However, they are not doing this of their own free will. Rather, they are looking for alternatives that yield a higher return as an investment than traditional models such as fixed-term deposits or overnight money.

More and more active people are becoming enthusiastic about the benefits of a pedelec or mountain bike. Especially hilly, shorter routes are child's play to master with their help. In this way, they not only protect the environment, but also do something for their fitness and health. In particular, inexperienced cyclists can travel quickly with an electric bike and a long-lasting battery without any major effort, so that they no longer have to miss out on interesting day trips in convivial company.

Do you also associate a bike with the feeling of adventure and freedom? Especially in the warm summer months, it attracts numerous motorcyclists for extended stages or fast-paced joyrides on the roads. Those who want to fulfil their dream of owning their own machine often have to have a considerable amount of money ready for this. After all, the purchase costs are often comparable to those of a small car. However, immediately before the two-wheeler season, the necessary cash is often lacking. In this case, a loan for the motorcycle can help you. This way, you don't have to save up the necessary purchase price and possibly forego a large part of the motorcycle season.

Since 2004, the company has been one of the largest financial service providers in Switzerland, focusing on comprehensive credit financing solutions for self-employed individuals and private persons. The credit platform bestfinance.ch cooperates with all major credit banks and financial institutions. Thus, it is made easy for private credit seekers with a good credit rating to decide on a favorable and suitable bank loan.