Online credit in Switzerland:
Advantages of an online loan with BestFinance
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Rapid payout
Our optimised processes ensure that you receive a decision in the shortest possible time and that your money is available quickly. -
Suitable terms
Choose the term that suits your budget and project. Together we will find the optimum solution for you. -
Full cost control
No hidden fees or surprising additional costs. You know what you're getting into right from the start. -
Customised service
Our specialists are on hand with help and advice to ensure that you are always as well informed as possible.
Online credit: how it works?
An online credit enables you to apply for a loan in just a few steps - and that Quickly, safely and conveniently from home from. With BestFinance you benefit from attractive conditionssimple application process and a transparent cost overview.
As a certified and certified Swiss financial services provider we offer you detailed information as well as fair and uncomplicated credit conditions.
We find the right loan for you
+41 (62) 823 08 03
Why BestFinance is the right partner
With years of experience in the Online loans and Financial counselling we know the Swiss market inside out.
Our customers particularly appreciate:
Competent advice
Our customer service is always available for you.
Transparent conditions
hidden fees or small print.
reliability
We only work with reputable Swiss banks and financing partners.
Watch our credit explanation video...
Step-by-step: Apply for an online loan
Your cheap car loan
Do you dream of driving your dream car through the streets? With our cheap car loan, you can fulfil the wish of your sports car, family van or classic car. Your car no longer has to remain just a dream.
Secure your car loan now!
Your low-cost education loan
Do you dream of furthering your education, changing job direction or founding a start-up? Or would you simply like to pursue your hobby and know more in a certain area? there are many different reasons. With the education loan from Best Finance in Zurich, you can make exactly that possible! Learn more about the education loan.
Your low-cost renovation loan
Do you need some new color in your life? Would you like to design and beautify your home according to your personal style? Do you simply need a new coat of paint? What are you waiting for? With our renovation loan you are perfectly equipped! More about the renovation loan
What our customers say
I have only had very good experiences with Best-Finance GmbH and am completely satisfied. The customer service is consistently friendly, competent and always ready to help. The entire team is highly committed to its customers and takes care of all concerns with noticeable care, warmth and professionalism. I would particularly like to emphasise the personal support: you feel that you are taken seriously, given the best advice and given excellent support at every stage. Thanks to the dedicated work of the Best Finance team, I finally received my loan approval from the bank. However, I would like to emphasise that my satisfaction is independent of the loan result. Even if the bank had made a negative decision, my positive rating would not have changed in any way. The service, communication and commitment of the team were exemplary in every respect. A big thank you to the entire Best Finance team for their great commitment and the many friendly and pleasant contacts, especially with Mr Mzi and Mr Berisha. I can recommend Best Finance without reservation and wish the entire team all the best for the future. See you next time!
I can highly recommend the Bestfinance team. Highest professionalism, great empathy and good manners. Very quick handling of the matter, personalised customer care, clear communication and 100 % commitment. Many thanks to the entire Bestfinance team and good luck for the future ;) Best regards🍀 Aleksandra
everything went tiptop very fast and serious !!! Happy to work together again.
I recently used the service of Best Finance and I am very satisfied. The process was straightforward and the team was extremely helpful. I would particularly like to thank Mr Dino Ferraro, who dealt with my request efficiently and quickly. I can highly recommend Best Finance! 👍
Thank you to all the Best-finance team and in particular to Mr Pedro Soares who took care of my file efficiently, quickly and with his availability. Thank you
Sono da anni in collaborazione con Best Finance, e posso essere più che soddisfatto del mio interlocutore personale, il Sig. Ferraro. Grazie
Very obliging. Everything went smoothly, although the requirements were changed several times
I would like to thank Mr Soares, he was quick and indeed all that was necessary for me to get the best offer. I recommend Best Finance
Bernard - Lucerne
Nyon
After several inconvenient contacts with various credit companies, Best Finance, through the intermediary of Mr. Soares, accepted my request for credit and I can say that thanks to him, I am out of a very difficult situation. I am eternally grateful to Mr. Soares and admire his great professionalism.
Aarburg
I had a top consultation. The employee has fully committed to my needs. Can only recommend this company. Thank you very much for your commitment.
Fribourg
Le service chez Best Finance est excellent, orienté client. Il porte bien son nom. Monsieur Soares always finds the best solution for the client. Merci pour votre efficacité, votre réactivité et votre professionnalisme ! Bon vent dans les affaires et à bientôt.
Important questions about online credit
Our offer applies to the whole of Switzerland
No matter which canton you live in, you will find the right online loan with us - in your preferred language.
How long does it take to apply for a loan?
The credit enquiry is completed in just a few minutes. Simply use our Loan calculatorto receive your personalised offer quickly and easily.
How can I submit the required documents?
It's very straightforward - send us your documents in the most convenient way for you: by WhatsApp, e-mail, upload or post. Upon receipt, you will receive the loan agreement for signature.
When will the money be transferred to my account?
After the legally prescribed Cancellation period of 14 days we will transfer the agreed loan amount to your account.
What documents are required?
To apply for a loan, please submit the following documents:
✅ A copy of the front and back of your passport, your ID or your driving licence.
✅ Yours three most recent payslips.
✅ If you have a residence permit, a copy of it.
Depending on the bank, additional documents may be required, e.g. a Health insurance policy or a tenancy agreement.
How high can my loan amount be?
The maximum loan amount depends on your Creditworthiness and your monthly expenses from. Banks calculate the loan instalment based on your income, minus your living expenses and a security surcharge. The remaining amount determines your creditworthiness.
What interest and costs are incurred for a loan in Switzerland?
This depends on various factors, including the bank and your credit rating. A comparison is worthwhile, as interest rates can vary.
Can I redeem an existing loan with a new one?
Yes, you can use your Replace an existing loan with a new one. This is particularly worthwhile if the new loan More favourable interest rates offers. The prerequisite is that your new loan application is successfully checked and approved.
Why should I redeem my loan?
A bill of exchange can help you, Save money. Find an offer with lower interest ratesyou can reduce your monthly instalments.
How can I redeem my loan at a favourable rate?
Compare current interest rates and check the Term and conditions of a new loan. Although a longer term means lower monthly instalments, it can result in higher costs overall.
Can I repay my loan earlier than agreed?
Yes, you can take out your loan at any time. Repay early. This is regulated by law, and you are also entitled to a refund of the unused interest.
Is my partner liable for my loan?
No. As the borrower, you sign the contract alone and are also liable. exclusively yourself for the loan.
Why was my loan application rejected without explanation?
Banks are not obliged to disclose reasons for refusal. This is often because the legal and internal creditworthiness criteria have not been fulfilled. It may be worthwhile to enquire by telephone and request a Own credit check to minimise the risk of rejection.
Secure an online loan now
Use our Online application routeto realise your loan request quickly and easily. If you have any questions, our expert team will be happy to help you by phone, e-mail or live chat.
Your financial partner
Why BestFinance is the right partner
In-depth expertise & local market knowledge
Benefit from our many years of experience and in-depth expertise in the Swiss financial market. We know the regional conditions and legal requirements inside out and can therefore offer you customised solutions that optimally meet your needs.
Satisfied customers & proven service
Our many satisfied customers are the best proof of our quality and reliability. Every positive feedback motivates us to constantly improve our service and help you achieve your financial goals.
Highest security standards & data protection
At BestFinance, your data and your privacy are our top priority. We use state-of-the-art security measures and always treat your data confidentially. So you can rely on us completely in all matters.
Customised solutions for your goals
Whether you need a loan, financing or financial advice, we work with you to develop a strategy tailored to your individual needs. Instead of providing off-the-shelf advice, we ensure that every offer is perfectly tailored to your situation - for lasting success.
With BestFinance, you have a reliable partner who not only has a high level of expertise, but is also there to support you personally. Convince yourself of our first-class service and let us realise your financial goals together.
Representative calculation example:
CHF 10,000 12-month term:
The interest (total costs) are between CHF 261 and CHF 574.
Effective interest rate 4.9% - 10.95%
The rate is between CHF 855 and CHF 881 per month.
No processing fees: CHF 0
Credit terms from 6 -120 months.
The granting of credit is prohibited if it leads to over-indebtedness (art. 3 LCD).
for homeowners!
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All prices are in CHF. Your total interest costs are between CHF 0 (6.9 % effective) and CHF 0 (9.95 % effective), depending on creditworthiness. Term: 12 to 120 months.
Note according to the law: Lending is prohibited if it leads to over-indebtedness (Art. 3 UWG).