{"id":4022,"date":"2017-02-15T09:48:08","date_gmt":"2017-02-15T08:48:08","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?p=4022"},"modified":"2024-01-28T21:54:01","modified_gmt":"2024-01-28T20:54:01","slug":"notre-credit-voiture-le-financement-avantageux-dun-vehicule-2","status":"publish","type":"post","link":"https:\/\/www.bestfinance.ch\/fr\/unser-autokredit-die-guenstige-fahrzeugfinanzierung\/","title":{"rendered":"NOTRE CR\u00c9DIT VOITURE \u2013 LE FINANCEMENT AVANTAGEUX D\u2019UN V\u00c9HICULE"},"content":{"rendered":"

Acheter ou louer<\/h2>\n

Si vous choisissez le leasing, la voiture ne devient pas votre propri\u00e9t\u00e9. Il reste la propri\u00e9t\u00e9 de la banque. Vous achetez uniquement le droit d'utiliser la voiture pendant une p\u00e9riode d\u00e9termin\u00e9e et un nombre de kilom\u00e8tres convenu. Cela signifie que vous n'\u00eates pas autoris\u00e9 \u00e0 vendre la voiture. Toutefois, si vous souhaitez le faire, le concessionnaire doit accepter la vente de la voiture. Apr\u00e8s son accord, il rach\u00e8tera le v\u00e9hicule \u00e0 moteur \u00e0 la banque. En revanche, avec un pr\u00eat automobile, la voiture vous appartient d\u00e8s le d\u00e9part et vous pouvez donc la vendre \u00e0 tout moment. Vous seul d\u00e9ciderez du moment opportun pour le faire.<\/p>\n

Votre obligation ne prend pas fin \u00e0 l'expiration du contrat.<\/h2>\n

Dans le cas d'un leasing automobile, une fois que vous avez pay\u00e9 toutes les mensualit\u00e9s dans les temps, le solde restant est d\u00fb. Si vous ne pouvez ou ne voulez pas payer cette somme, le v\u00e9hicule sera renvoy\u00e9 au concessionnaire. Toutefois, si vous avez opt\u00e9 pour notre pr\u00eat auto bon march\u00e9, vous pouvez financer le solde restant discr\u00e8tement et facilement. Un autre avantage de cette solution est que vous pouvez demander un petit pr\u00eat dans votre d\u00e9claration d'imp\u00f4ts.<\/p>\n

L'assurance automobile<\/h2>\n

Une fois que vous avez achet\u00e9 un v\u00e9hicule, vous devez l'assurer. Dans le cas d'un pr\u00eat personnel, c'est \u00e0 vous de d\u00e9cider si vous choisissez une assurance partielle ou compl\u00e8te. Dans le cas d'un v\u00e9hicule en leasing, le client est tenu de choisir cette derni\u00e8re option. Il faut savoir que l'assurance d'un v\u00e9hicule en leasing est beaucoup plus ch\u00e8re que celle d'un v\u00e9hicule achet\u00e9. Si un accident entra\u00eene une perte totale, l'assurance tous risques ne paiera que la valeur actuelle de la voiture. Vous devez payer le solde restant de votre propre poche. En outre, le locataire doit remplacer les dommages au v\u00e9hicule par des pi\u00e8ces d'origine. En outre, \u00e0 la fin du contrat, le garagiste peut facturer tout dommage qui va au-del\u00e0 des signes habituels d'utilisation.<\/p>\n

R\u00e9sum\u00e9<\/h2>\n

Comme vous pouvez le constater, plusieurs aspects plaident en faveur d'un pr\u00eat personnel en ligne. Sur notre calculatrice de pr\u00eat, vous avez la possibilit\u00e9 de calculer diff\u00e9rentes options de financement. Bien entendu, vous pouvez \u00e9galement demander votre pr\u00eat automobile en ligne d\u00e8s maintenant.<\/p>\n

Demander un cr\u00e9dit<\/a><\/p>\n

Article en format PDF : Notre pr\u00eat automobile - le financement avantageux du v\u00e9hicule.pdf<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Que ce soit pour un nouvel emploi ou pour la famille, une voiture est souvent importante, voire indispensable. Si vous cherchez \u00e0 acheter une voiture d'occasion ou neuve, votre concessionnaire vous vantera probablement les avantages du leasing. Cependant, nous voyons les choses diff\u00e9remment, et c'est pourquoi vous devriez envisager notre pr\u00eat automobile flexible. Pour que vous sachiez tout sur ces deux solutions, nous avons compar\u00e9 le leasing automobile avec notre pr\u00eat automobile en ligne. D\u00e9cidez vous-m\u00eame du financement qui vous convient. <\/p>","protected":false},"author":2,"featured_media":4754,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"Leasing vs. Kauf: Was ist besser f\u00fcr Ihr Auto?","_seopress_titles_desc":"Entdecken Sie die Unterschiede zwischen Leasing und Kauf eines Autos und was finanziell am sinnvollsten 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