{"id":3953,"date":"2017-02-11T18:50:25","date_gmt":"2017-02-11T17:50:25","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?p=3953"},"modified":"2021-03-15T14:20:22","modified_gmt":"2021-03-15T13:20:22","slug":"assurance-de-credit-financer-vos-souhaits-sans-souci","status":"publish","type":"post","link":"https:\/\/www.bestfinance.ch\/fr\/kreditabsicherung-wuensche-sorglos-finanzieren\/","title":{"rendered":"ASSURANCE DE CR\u00c9DIT \u2013 FINANCER VOS SOUHAITS SANS SOU\u00c7I"},"content":{"rendered":"

Toute personne qui contracte des engagements \u00e0 long terme se pose souvent la question suivante : que se passera-t-il si ma situation financi\u00e8re change soudainement ? Parfois, la vie prend un cours compl\u00e8tement diff\u00e9rent de celui pr\u00e9vu. Une maladie prolong\u00e9e ou le ch\u00f4mage, un d\u00e9m\u00e9nagement inattendu ou un divorce - et soudain, les finances sont en difficult\u00e9. Dans ce cas, le paiement des mensualit\u00e9s du pr\u00eat peut devenir probl\u00e9matique.<\/p>\n

Personne ne peut se projeter dans l'avenir, mais il est possible de se prot\u00e9ger partiellement gr\u00e2ce \u00e0 une couverture d'assurance.<\/p>\n

Que comprend la protection du cr\u00e9dit ?<\/h2>\n

Les \u00e9ch\u00e9ances du pr\u00eat en cas de d\u00e9c\u00e8s sont d\u00e9j\u00e0 couvertes gratuitement avec toutes les options de financement. Cet aspect est crucial, car il signifie que les proches sont \u00e9galement prot\u00e9g\u00e9s financi\u00e8rement.<\/p>\n

En outre, certaines banques vous offrent la possibilit\u00e9 de reporter gratuitement le paiement de vos mensualit\u00e9s si vous \u00eates dans l'embarras du choix.<\/p>\n

En outre, nous vous recommandons de souscrire une assurance qui vous permettra d'assurer le paiement des acomptes et des int\u00e9r\u00eats en cas d'incapacit\u00e9 de travail et de ch\u00f4mage sans faute de votre part.<\/strong><\/p>\n

la survenance de la perte<\/h2>\n

Si vous rencontrez des difficult\u00e9s de paiement, il est toujours conseill\u00e9 d'en informer imm\u00e9diatement le pr\u00eateur et de chercher ensemble une solution. En cas d'invalidit\u00e9, d'incapacit\u00e9 de travail ou de ch\u00f4mage sans faute de votre part, la couverture d'assurance prend effet. Dans ces cas, la mensualit\u00e9 du pr\u00eat est prise en charge par la compagnie d'assurance concern\u00e9e.<\/p>\n

L'\u00e9tendue r\u00e9elle de l'assurance peut varier en fonction du produit ainsi que de l'institution financi\u00e8re. La conclusion d'une protection de cr\u00e9dit est associ\u00e9e \u00e0 des co\u00fbts suppl\u00e9mentaires. Elles sont calcul\u00e9es dans le cadre de la demande de pr\u00eat \u00e0 temp\u00e9rament, car le montant de la prime d\u00e9pend de la dur\u00e9e et du montant du pr\u00eat.<\/p>\n

Demander un cr\u00e9dit<\/a><\/p>\n

Sauvegarder l'article en PDF :\u00a0Protection du cr\u00e9dit - Financement sans soucis des souhaits.pdf<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Contracter un pr\u00eat est presque toujours associ\u00e9 \u00e0 un risque. Cela est particuli\u00e8rement vrai pour les pr\u00eats d'un montant \u00e9lev\u00e9.<\/p>","protected":false},"author":2,"featured_media":3961,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"Sorgenfrei finanzieren mit optimaler Kreditabsicherung","_seopress_titles_desc":"Sch\u00fctzen Sie Ihre Finanzen bei Arbeitslosigkeit, Krankheit oder anderen unerwarteten Ereignissen. 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