{"id":2940,"date":"2016-01-05T12:18:18","date_gmt":"2016-01-05T11:18:18","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?p=2940"},"modified":"2021-03-15T14:20:23","modified_gmt":"2021-03-15T13:20:23","slug":"quels-sont-les-avantages-du-credit-et-de-la-carte-de-credit","status":"publish","type":"post","link":"https:\/\/www.bestfinance.ch\/fr\/was-sind-die-vorteile-von-kredit-und-kreditkarte\/","title":{"rendered":"QUELS SONT LES AVANTAGES DU CR\u00c9DIT ET DE LA CARTE DE CR\u00c9DIT?"},"content":{"rendered":"

Les avantages et les inconv\u00e9nients<\/h2>\n

Avec un pr\u00eat \u00e0 temp\u00e9rament, vous recevez le montant convenu vers\u00e9 sur votre compte et vous pouvez en disposer librement. Avant l'octroi du pr\u00eat, votre solvabilit\u00e9 personnelle est v\u00e9rifi\u00e9e et les mensualit\u00e9s et la dur\u00e9e du pr\u00eat sont adapt\u00e9es \u00e0 vos besoins. Gr\u00e2ce aux versements mensuels constants et calculables avec pr\u00e9cision, vous savez toujours o\u00f9 en est votre budget et vos d\u00e9penses fixes restent pr\u00e9visibles. Si vous rencontrez des difficult\u00e9s de remboursement, contactez imm\u00e9diatement votre prestataire pour trouver ensemble des solutions possibles et adapt\u00e9es.<\/p>\n

Avec une carte de cr\u00e9dit, vous pouvez effectuer des paiements sans esp\u00e8ces dans de tr\u00e8s nombreux pays, faire des achats dans des magasins et des boutiques en ligne et retirer de l'argent dans des milliers de distributeurs automatiques. En outre, avec une carte de cr\u00e9dit, vous disposez d'un d\u00e9lai sans int\u00e9r\u00eat jusqu'\u00e0 ce que votre compte soit d\u00e9bit\u00e9. Les frais et commissions des cartes varient dans le pays et \u00e0 l'\u00e9tranger. Il est donc utile de comparer avant de faire une demande, car chaque fournisseur (par exemple Visa ou Mastercard) a ses propres produits pour une utilisation appropri\u00e9e. En outre, certains commer\u00e7ants facturent des frais suppl\u00e9mentaires si vous souhaitez payer avec la carte de cr\u00e9dit.<\/p>\n

Si le relev\u00e9 de carte de cr\u00e9dit ne peut pas \u00eatre r\u00e9gl\u00e9 \u00e0 temps \u00e0 la fin du mois, des int\u00e9r\u00eats s'accumulent, souvent plus \u00e9lev\u00e9s que pour un pr\u00eat \u00e0 temp\u00e9rament. Il convient \u00e9galement de noter que le d\u00e9bit diff\u00e9r\u00e9 du compte rend plus difficile la planification de votre propre budget.<\/p>\n

Demandez \u00e0 un sp\u00e9cialiste de vous conseiller sur les produits financiers.<\/p>\n

 <\/p>\n

Demander un cr\u00e9dit<\/a><\/p>\n

 <\/p>\n

Sauvegarder l'article en PDF :\u00a0Quels sont les avantages du cr\u00e9dit et de la carte de cr\u00e9dit ?.pdf<\/a><\/p>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

Avec un pr\u00eat \u00e0 temp\u00e9rament, vous recevez le montant convenu vers\u00e9 sur votre compte et vous pouvez en disposer librement. Avec une carte de cr\u00e9dit, vous pouvez effectuer des paiements sans esp\u00e8ces dans un grand nombre de pays, faire des achats dans des magasins et des boutiques en ligne et retirer de l'argent dans des milliers de distributeurs automatiques.<\/p>","protected":false},"author":2,"featured_media":2942,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"Vorteile von Ratenkrediten und Kreditkarten verstehen","_seopress_titles_desc":"Entdecken Sie, wie Ratenkredite und Kreditkarten Ihr Budget beeinflussen k\u00f6nnen und was bei R\u00fcckzahlungen zu beachten 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