{"id":2709,"date":"2015-11-04T16:36:56","date_gmt":"2015-11-04T15:36:56","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?p=2709"},"modified":"2025-02-04T16:18:32","modified_gmt":"2025-02-04T15:18:32","slug":"nouvelle-exigence-pour-les-credit-prive","status":"publish","type":"post","link":"https:\/\/www.bestfinance.ch\/fr\/neue-auflagen-fuer-kleinkredite\/","title":{"rendered":"NOUVELLE EXIGENCE POUR LES CR\u00c9DIT PRIV\u00c9"},"content":{"rendered":"

Comment le d\u00e9lai de r\u00e9tractation affecte-t-il votre pr\u00eat personnel ?<\/h2>\n

Si la d\u00e9cision de financement est positive, nous vous enverrons imm\u00e9diatement le contrat de votre pr\u00eat. D\u00e8s que nous recevons le contrat de pr\u00eat sign\u00e9 en retour, nous pouvons vous verser le montant du pr\u00eat apr\u00e8s avoir respect\u00e9 le d\u00e9lai l\u00e9gal de r\u00e9vocation de 14 jours.<\/p>\n

Par cons\u00e9quent, \u00e0 l'avenir, il sera encore plus important de planifier votre demande de pr\u00eat \u00e0 l'avance afin de pouvoir obtenir votre financement \u00e0 votre guise.<\/p>\n

Pourquoi y a-t-il un d\u00e9lai de r\u00e9tractation ?<\/h2>\n

Le droit de r\u00e9tractation repr\u00e9sente un droit l\u00e9gal obligatoire pour l'emprunteur. Votre pr\u00eat sera vers\u00e9 imm\u00e9diatement apr\u00e8s l'expiration de cette p\u00e9riode.<\/p>\n

Qu'est-ce qu'un d\u00e9lai de r\u00e9tractation ?<\/h2>\n

Le d\u00e9lai de r\u00e9tractation est une p\u00e9riode pendant laquelle un emprunteur peut se r\u00e9tracter d'un contrat de cr\u00e9dit. Cela permet \u00e0 l'emprunteur d'annuler un contrat de cr\u00e9dit d\u00e9j\u00e0 conclu dans les 14 premiers jours.<\/p>\n

Ce que dit la presse :<\/h2>\n

Demander un cr\u00e9dit<\/a><\/p>\n

Sauvegarder l'article en PDF :\u00a0Nouvelles exigences pour les petits pr\u00eats.pdf<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Le Conseil f\u00e9d\u00e9ral a d\u00e9cid\u00e9 d'\u00e9dicter deux projets de loi correspondants modifiant le code des obligations et la loi sur le cr\u00e9dit \u00e0 la consommation (LCC). \u00c0 partir du 1er janvier 2016, un droit d'annulation de 14 jours s'appliquera aux transactions de cr\u00e9dit. En outre, les pr\u00eats \u00e0 la consommation ne peuvent plus faire l'objet d'une publicit\u00e9 agressive.<\/p>","protected":false},"author":2,"featured_media":2715,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"Einfluss der Widerrufsfrist auf Ihren Privatkredit","_seopress_titles_desc":"Erfahren Sie, wie die 14-t\u00e4gige Widerrufsfrist Ihre Kreditauszahlung beeinflusst und planen Sie fr\u00fchzeitig.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2709","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allgemein"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bestfinance.ch\/fr\/wp-json\/wp\/v2\/posts\/2709","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bestfinance.ch\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bestfinance.ch\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/fr\/wp-json\/wp\/v2\/comments?post=2709"}],"version-history":[{"count":1,"href":"https:\/\/www.bestfinance.ch\/fr\/wp-json\/wp\/v2\/posts\/2709\/revisions"}],"predecessor-version":[{"id":198839,"href":"https:\/\/www.bestfinance.ch\/fr\/wp-json\/wp\/v2\/posts\/2709\/revisions\/198839"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/fr\/wp-json\/wp\/v2\/media\/2715"}],"wp:attachment":[{"href":"https:\/\/www.bestfinance.ch\/fr\/wp-json\/wp\/v2\/media?parent=2709"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bestfinance.ch\/fr\/wp-json\/wp\/v2\/categories?post=2709"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bestfinance.ch\/fr\/wp-json\/wp\/v2\/tags?post=2709"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}