{"id":196856,"date":"2024-10-18T15:18:22","date_gmt":"2024-10-18T13:18:22","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?p=196856"},"modified":"2024-10-18T16:24:30","modified_gmt":"2024-10-18T14:24:30","slug":"credit-avec-paiement-immediat-en-suisse-cest-possible","status":"publish","type":"post","link":"https:\/\/www.bestfinance.ch\/fr\/kredit-mit-sofortiger-auszahlung-in-der-schweiz-ist-das-moeglich\/","title":{"rendered":"Cr\u00e9dit \u00e0 paiement imm\u00e9diat en Suisse - Est-ce possible ?"},"content":{"rendered":"<h2 class=\"wp-block-heading\">Paiement imm\u00e9diat - Une publicit\u00e9 trompeuse<\/h2>\n\n\n\n<p>C'est tentant : un cr\u00e9dit qui est vers\u00e9 directement sur le compte en quelques heures, voire en quelques minutes. Mais la r\u00e9alit\u00e9 est tout autre. En Suisse, la loi sur le cr\u00e9dit \u00e0 la consommation (LCC) ne permet pas le versement imm\u00e9diat d'un cr\u00e9dit. En effet, tout octroi de cr\u00e9dit est soumis \u00e0 une obligation l\u00e9gale. <strong>D\u00e9lai de r\u00e9tractation de 14 jours<\/strong>. Cela signifie que le cr\u00e9dit ne peut \u00eatre vers\u00e9 qu'apr\u00e8s l'expiration de ce d\u00e9lai. Ceux qui promettent autre chose ne font pas preuve de s\u00e9rieux.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Attention aux prestataires peu s\u00e9rieux<\/h2>\n\n\n\n<p>Si vous voyez des publicit\u00e9s qui promettent un paiement imm\u00e9diat ou de l'argent imm\u00e9diatement disponible, vous devriez \u00eatre sceptique. Il s'agit souvent de prestataires qui ne sont pas sinc\u00e8res. Les pr\u00eateurs s\u00e9rieux mentionneront toujours le d\u00e9lai l\u00e9gal de r\u00e9tractation et ne feront jamais de promesses irr\u00e9alistes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Alerte \u00e0 la fraude : paiements anticip\u00e9s et frais<\/h2>\n\n\n\n<p>Un autre signe de prestataires peu s\u00e9rieux est l'exigence de paiements anticip\u00e9s ou de frais avant que le cr\u00e9dit ne soit vers\u00e9. <strong>Ici, le mot d'ordre est : bas les pattes !<\/strong> Les \u00e9tablissements de cr\u00e9dit s\u00e9rieux ne demandent pas de paiement anticip\u00e9. Si quelqu'un vous demande de l'argent avant que vous n'obteniez le cr\u00e9dit, c'est un signe d'avertissement clair d'une tentative d'escroquerie.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Comment reconna\u00eetre les offres de cr\u00e9dit s\u00e9rieuses<\/h2>\n\n\n\n<p>Pour vous assurer que vous avez affaire \u00e0 un pr\u00eateur digne de confiance, vous devez \u00eatre attentif aux points suivants :<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Contr\u00f4le de cr\u00e9dit :<\/strong> Les prestataires s\u00e9rieux v\u00e9rifient votre solvabilit\u00e9 et vous informent de toutes les conditions en toute transparence.<\/li>\n\n\n\n<li><strong>d\u00e9lai de r\u00e9tractation :<\/strong> Veillez \u00e0 ce que le pr\u00eateur respecte le d\u00e9lai de r\u00e9tractation l\u00e9gal de 14 jours.<\/li>\n\n\n\n<li><strong>Pas de paiements anticip\u00e9s :<\/strong> Les fournisseurs de cr\u00e9dit s\u00e9rieux ne demandent pas de frais \u00e0 l'avance.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion : ne vous laissez pas aveugler<\/h2>\n\n\n\n<p>Un cr\u00e9dit \u00e0 versement imm\u00e9diat n'est tout simplement pas possible en Suisse. <strong>Ne vous laissez pas tromper par des promesses publicitaires peu s\u00e9rieuses<\/strong>Vous n'avez pas besoin d'un pr\u00eat, mais vous pouvez vous fier \u00e0 des prestataires transparents et dignes de confiance. Si vous avez des questions sur une offre de cr\u00e9dit ou si vous n'\u00eates pas s\u00fbr, nous sommes \u00e0 votre disposition pour vous conseiller personnellement et en d\u00e9tail.<\/p>","protected":false},"excerpt":{"rendered":"<p>On voit r\u00e9guli\u00e8rement des publicit\u00e9s qui promettent un cr\u00e9dit avec paiement imm\u00e9diat. Mais est-ce r\u00e9aliste ? Dans cet article, nous clarifions si un tel cr\u00e9dit est vraiment possible en Suisse et ce \u00e0 quoi il faut faire attention.<\/p>","protected":false},"author":2,"featured_media":196858,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"Irrtum aufgedeckt: Sofortige Kreditauszahlung in CH","_seopress_titles_desc":"Entdecken Sie die Wahrheit \u00fcber sofortige Kreditauszahlungen und wie seri\u00f6se Anbieter in der Schweiz wirklich 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