{"id":194392,"date":"2024-01-28T22:13:03","date_gmt":"2024-01-28T21:13:03","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?p=194392"},"modified":"2024-03-06T11:11:22","modified_gmt":"2024-03-06T10:11:22","slug":"tout-ce-que-vous-devez-savoir-sur-lassurance-mensualites-ppi-pour-les-credits-en-suisse","status":"publish","type":"post","link":"https:\/\/www.bestfinance.ch\/fr\/alles-was-sie-ueber-ppi-ratenversicherung-fuer-kredite-in-der-schweiz-wissen-muessen\/","title":{"rendered":"Tout ce que vous devez savoir sur l'assurance mensualit\u00e9s PPI pour les cr\u00e9dits en Suisse"},"content":{"rendered":"<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Qu'est-ce qu'une assurance mensualit\u00e9s PPI ?<\/h2>\n\n\n\n<p>L'assurance mensualit\u00e9s PPI est con\u00e7ue pour garantir le paiement continu des mensualit\u00e9s de cr\u00e9dit, notamment en cas de ch\u00f4mage involontaire, de maladie ou d'accident. Selon l'offre, cette assurance couvre diff\u00e9rents risques de d\u00e9faillance, de l'incapacit\u00e9 de travail temporaire \u00e0 l'incapacit\u00e9 de gain totale avec rente d'invalidit\u00e9.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Les avantages d'une assurance mensualit\u00e9s pour les cr\u00e9dits<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>S\u00e9curit\u00e9 financi\u00e8re :<\/strong> <br>En cas de ch\u00f4mage involontaire, de maladie ou d'accident, l'assurance prend en charge le paiement des mensualit\u00e9s.<br><\/li>\n\n\n\n<li><strong>la flexibilit\u00e9 :<\/strong> <br>L'assurance mensualit\u00e9s peut \u00eatre souscrite \u00e0 tout moment, que ce soit en m\u00eame temps que le contrat de cr\u00e9dit ou \u00e0 une date ult\u00e9rieure.<br><\/li>\n\n\n\n<li><strong>Ind\u00e9pendance :<\/strong> <br>Les conditions avantageuses de l'assurance mensualit\u00e9s sont ind\u00e9pendantes de l'\u00e2ge, de la profession ou du revenu.<br><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Garantie de paiement \u00e9chelonn\u00e9 dans toutes les situations de la vie<\/h2>\n\n\n\n<p>L'assurance mensualit\u00e9s PPI garantit le paiement de vos mensualit\u00e9s, m\u00eame si vous devenez insolvable sans en \u00eatre responsable. En concluant un contrat de cr\u00e9dit avec cette assurance, vous prot\u00e9gez vos projets d'avenir contre des difficult\u00e9s financi\u00e8res impr\u00e9vues.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00c9viter les charges financi\u00e8res impr\u00e9vues<\/h2>\n\n\n\n<p>Une assurance mensualit\u00e9s fait office de bouclier contre les charges financi\u00e8res impr\u00e9vues. Elle offre la certitude que les coups du sort personnels ne se transforment pas en d\u00e9fis financiers suppl\u00e9mentaires. Avec cette assurance, vous \u00eates couvert dans toutes les situations de la vie.<\/p>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-6de03ca8 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<h2 class=\"wp-block-heading\">\u00c0 partir de quel montant une assurance mensualit\u00e9s est-elle judicieuse ?<\/h2>\n\n\n\n<p>Il n'y a pas de r\u00e8gle d\u00e9finie \u00e0 partir de quel montant de cr\u00e9dit une assurance mensualit\u00e9s est utile. La d\u00e9cision d\u00e9pend de votre situation financi\u00e8re individuelle et de votre profil de risque. Si vous craignez d'avoir des difficult\u00e9s \u00e0 payer vos mensualit\u00e9s en cas de ch\u00f4mage, de maladie ou d'accident, une assurance mensualit\u00e9s peut \u00eatre une couverture utile. Il est n\u00e9anmoins important d'examiner attentivement les co\u00fbts et les conditions de l'assurance avant de prendre une d\u00e9cision.<\/p>\n<\/div><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<h2 class=\"wp-block-heading\"><strong>Protection et flexibilit\u00e9 avec l'assurance mensualit\u00e9s PPI<\/strong><\/h2>\n\n\n\n<p>L'assurance mensualit\u00e9s PPI offre un outil utile pour se pr\u00e9munir contre les impr\u00e9vus qui pourraient affecter la capacit\u00e9 de paiement. Offrant s\u00e9curit\u00e9 financi\u00e8re et flexibilit\u00e9, elle vaut la peine d'\u00eatre envisag\u00e9e. <\/p>\n\n\n\n<p>Il est toutefois essentiel d'examiner attentivement les co\u00fbts et les conditions de l'assurance afin de s'assurer qu'ils correspondent \u00e0 vos besoins individuels.<\/p>\n<\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><\/p>\n<\/blockquote>","protected":false},"excerpt":{"rendered":"<p>L'assurance mensualit\u00e9s PPI, \u00e9galement connue sous le nom de Payment Protection Insurance, est un produit optionnel pour ceux qui contractent un cr\u00e9dit \u00e0 la consommation. Dans cet article de blog, nous jetons un coup d'\u0153il sur les principaux aspects de cette assurance et mettons en lumi\u00e8re les avantages qu'elle offre.<\/p>","protected":false},"author":2,"featured_media":194393,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"Schutz Ihrer Kreditraten bei Arbeitslosigkeit &amp; Krankheit","_seopress_titles_desc":"Die PPI Ratenversicherung deckt Ihre Kredite bei Arbeitslosigkeit, Krankheit oder Unfall ab. 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