{"id":202161,"date":"2025-10-30T21:27:11","date_gmt":"2025-10-30T20:27:11","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?page_id=202161"},"modified":"2025-10-30T22:03:56","modified_gmt":"2025-10-30T21:03:56","slug":"politique-de-confidentialite","status":"publish","type":"page","link":"https:\/\/www.bestfinance.ch\/fr\/privacy-policy\/","title":{"rendered":"Politique de confidentialit\u00e9"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"202161\" class=\"elementor elementor-202161\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9888707 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"9888707\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e965e18\" data-id=\"e965e18\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fa4e011 elementor-widget elementor-widget-spacer\" data-id=\"fa4e011\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-23adf51 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"23adf51\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-049658e\" data-id=\"049658e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3b3cd83 elementor-widget elementor-widget-spacer\" data-id=\"3b3cd83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-214c692 e-flex e-con-boxed e-con e-parent\" data-id=\"214c692\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05dd7bd elementor-widget elementor-widget-shortcode\" data-id=\"05dd7bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"202138\" class=\"elementor elementor-202138\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3898288 e-flex e-con-boxed e-con e-parent\" data-id=\"3898288\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49f4901 elementor-widget elementor-widget-html\" data-id=\"49f4901\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>.elementor-element-49f4901{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1859c74 elementor-widget elementor-widget-html\" data-id=\"1859c74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"rechtliche-info-container tp-no-translate trp-notranslate notranslate\"\r\n     data-no-translation\r\n data-no-dynamic-translation\r\n translate=\"no\" data-no-auto-translation=\"\">\r\n  <div class=\"meta-bar\" aria-label=\"Versions\u00adinformationen\">\r\n    <span class=\"meta-pill\">Version fran\u00e7aise<\/span>\r\n    <span class=\"meta-date\">Derni\u00e8re mise \u00e0 jour : 30.10.2025<\/span>\r\n  <\/div>\r\n\r\n<div class=\"politique-confidentialite-container\">\r\n\r\n<h1>D\u00e9claration de confidentialit\u00e9<\/h1>\r\n\r\n<p><strong>\u00c9tat :<\/strong> Octobre 2025<br>\r\nEn cas de divergences d\u2019interpr\u00e9tation, la version allemande pr\u00e9vaut.<\/p>\r\n\r\n<h2>1. Objet de la pr\u00e9sente d\u00e9claration de confidentialit\u00e9<\/h2>\r\n<p>La protection de vos donn\u00e9es personnelles et un traitement transparent sont essentiels pour nous. Cette d\u00e9claration vous informe de la mani\u00e8re dont nous traitons vos donn\u00e9es personnelles dans le cadre de nos activit\u00e9s ainsi que de vos droits conform\u00e9ment \u00e0 la loi suisse sur la protection des donn\u00e9es.<\/p>\r\n\r\n<h2>2. Qui sommes-nous ?<\/h2>\r\n<p><strong>Responsable du traitement :<\/strong><\/p>\r\n<p>Best-Finance Sarl<br>\r\nAv. d'Echallens 109<br>\r\n5001 Aarau \u2013 Suisse<\/p>\r\n\r\n<p>Contact pour la protection des donn\u00e9es :<\/p>\r\n<p>Best-Finance Sarl<br>\r\nAv. d'Echallens 109<br>\r\n5001 Aarau \u2013 Suisse<br>\r\n\u00c0 l\u2019att. du responsable de la protection des donn\u00e9es \u2013 M. Dino Ferraro<br>\r\nE-mail : info@bestfinance.ch<\/p>\r\n\r\n<h2>3. Champ d\u2019application<\/h2>\r\n<p>La pr\u00e9sente d\u00e9claration s\u2019applique \u00e0 tous les traitements de donn\u00e9es personnelles effectu\u00e9s par Best-Finance GmbH dans le cadre de nos services et lors de l\u2019utilisation de nos sites Internet.<\/p>\r\n\r\n<h2>4. Quelles donn\u00e9es personnelles traitons-nous et \u00e0 quelles fins ?<\/h2>\r\n<p>Nous traitons les donn\u00e9es que vous nous transmettez ou que nous obtenons de tiers ou de sources accessibles au public, notamment dans le but de :<\/p>\r\n\r\n<ul>\r\n<li>g\u00e9rer nos relations contractuelles (demandes de cr\u00e9dit, examen de la solvabilit\u00e9, ex\u00e9cution du contrat)<\/li>\r\n<li>respecter les obligations l\u00e9gales<\/li>\r\n<li>pr\u00e9venir les abus et garantir la s\u00e9curit\u00e9 IT<\/li>\r\n<li>vous fournir des informations et offres personnalis\u00e9es<\/li>\r\n<\/ul>\r\n\r\n<p>Cela comprend notamment des donn\u00e9es d\u2019identification, de contact, financi\u00e8res, contractuelles et techniques (par ex. adresse IP, logs).<\/p>\r\n\r\n<p>Les donn\u00e9es sensibles au sens de la loi suisse ne sont trait\u00e9es que si cela est l\u00e9galement autoris\u00e9 ou avec votre consentement.<\/p>\r\n\r\n<h3>4a. Ex\u00e9cution contractuelle<\/h3>\r\n<p>Nous avons besoin de certaines donn\u00e9es pour \u00e9valuer une demande de cr\u00e9dit, remplir nos obligations contractuelles et assurer la communication avec vous.<\/p>\r\n\r\n<h3>4b. Int\u00e9r\u00eat l\u00e9gitime<\/h3>\r\n<p>Nous traitons \u00e9galement vos donn\u00e9es dans notre int\u00e9r\u00eat l\u00e9gitime, notamment pour :<\/p>\r\n<ul>\r\n<li>analyses de risque et pr\u00e9vention de la fraude<\/li>\r\n<li>marketing direct, \u00e9tudes de march\u00e9 et am\u00e9lioration des services<\/li>\r\n<li>sauvegarde et exercice de droits juridiques<\/li>\r\n<li>contr\u00f4le de qualit\u00e9 (p. ex. enregistrements t\u00e9l\u00e9phoniques)<\/li>\r\n<\/ul>\r\n\r\n<h2>5. Obligation de fournir des donn\u00e9es<\/h2>\r\n<p>Sans certaines donn\u00e9es, nous ne pouvons pas traiter une demande de cr\u00e9dit ni conclure de contrat.<\/p>\r\n\r\n<h2>6. Communication \u00e0 des tiers<\/h2>\r\n<p>Nous transmettons des donn\u00e9es si n\u00e9cessaire \u00e0 :<\/p>\r\n<ul>\r\n<li>prestataires mandat\u00e9s (IT, h\u00e9bergement, recouvrement, etc.)<\/li>\r\n<li>partenaires coop\u00e9rant avec nous, notamment dans le cadre d\u2019offres de cr\u00e9dit et d\u2019assurance<\/li>\r\n<li>ZEK et IKO (organismes suisses d\u2019information sur le cr\u00e9dit)<\/li>\r\n<li>autorit\u00e9s lorsque la loi l\u2019exige<\/li>\r\n<\/ul>\r\n\r\n<h2>7. Transfert de donn\u00e9es \u00e0 l\u2019\u00e9tranger<\/h2>\r\n<p>Si un transfert a lieu vers un pays sans protection \u00e9quivalente, des garanties appropri\u00e9es sont mises en place (p. ex. clauses contractuelles standard).<\/p>\r\n\r\n<h2>8. Profilage et d\u00e9cisions automatis\u00e9es<\/h2>\r\n<p>Nous pouvons analyser vos donn\u00e9es automatiquement (profilage), notamment dans le cadre de l\u2019\u00e9valuation de solvabilit\u00e9 et de la pr\u00e9vention de fraude. Les d\u00e9cisions automatis\u00e9es ne sont utilis\u00e9es que si autoris\u00e9es par la loi ou n\u00e9cessaires au contrat.<\/p>\r\n\r\n<h2>9. S\u00e9curit\u00e9 des donn\u00e9es<\/h2>\r\n<p>Nous appliquons des mesures techniques et organisationnelles appropri\u00e9es pour prot\u00e9ger vos donn\u00e9es personnelles.<\/p>\r\n\r\n<h2>10. Dur\u00e9e de conservation<\/h2>\r\n<p>Nous conservons les donn\u00e9es aussi longtemps que n\u00e9cessaire aux finalit\u00e9s pr\u00e9vues ou en raison d\u2019obligations l\u00e9gales (en g\u00e9n\u00e9ral 10 ans dans le domaine financier).<\/p>\r\n\r\n<h2>11. Vos droits<\/h2>\r\n<p>Vous disposez notamment des droits suivants :<\/p>\r\n<ul>\r\n<li>droit d\u2019acc\u00e8s et d\u2019information<\/li>\r\n<li>droit de rectification ou effacement<\/li>\r\n<li>droit d\u2019opposition au marketing direct<\/li>\r\n<li>droit \u00e0 la limitation du traitement<\/li>\r\n<li>droit de recevoir ou transmettre certaines donn\u00e9es<\/li>\r\n<\/ul>\r\n\r\n<p>Contactez-nous pour exercer vos droits (voir section 2).<\/p>\r\n\r\n<h2>12. Marketing direct<\/h2>\r\n<p>Avec votre consentement, nous utilisons vos coordonn\u00e9es pour vous envoyer des informations personnalis\u00e9es sur nos produits. Vous pouvez r\u00e9voquer votre consentement \u00e0 tout moment.<\/p>\r\n\r\n<h2>13. Modifications<\/h2>\r\n<p>Nous pouvons modifier cette d\u00e9claration \u00e0 tout moment. La version publi\u00e9e sur notre site Internet fait foi.<\/p>\r\n\r\n<\/div>\r\n\r\n    <\/div>\r\n    \t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76d3c04 elementor-widget elementor-widget-html\" data-id=\"76d3c04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>.elementor-element-76d3c04{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_eb_attr":"","site-sidebar-layout":"no-sidebar","site-content-layout":null,"ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":null,"ast-hfb-below-header-display":null,"ast-hfb-mobile-header-display":null,"site-post-title":"disabled","ast-breadcrumbs-content":null,"ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":null,"stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":null,"astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-202161","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bestfinance.ch\/fr\/wp-json\/wp\/v2\/pages\/202161","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bestfinance.ch\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bestfinance.ch\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/fr\/wp-json\/wp\/v2\/comments?post=202161"}],"version-history":[{"count":7,"href":"https:\/\/www.bestfinance.ch\/fr\/wp-json\/wp\/v2\/pages\/202161\/revisions"}],"predecessor-version":[{"id":202170,"href":"https:\/\/www.bestfinance.ch\/fr\/wp-json\/wp\/v2\/pages\/202161\/revisions\/202170"}],"wp:attachment":[{"href":"https:\/\/www.bestfinance.ch\/fr\/wp-json\/wp\/v2\/media?parent=202161"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}