{"id":3953,"date":"2017-02-11T18:50:25","date_gmt":"2017-02-11T17:50:25","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?p=3953"},"modified":"2021-03-15T14:20:22","modified_gmt":"2021-03-15T13:20:22","slug":"seguridad-crediticia-sabe-sin-preocuparse-por-las-finanzas","status":"publish","type":"post","link":"https:\/\/www.bestfinance.ch\/es\/kreditabsicherung-wuensche-sorglos-finanzieren\/","title":{"rendered":"Protecci\u00f3n del cr\u00e9dito: financiaci\u00f3n sin preocupaciones de los deseos"},"content":{"rendered":"

Cualquiera que contraiga un pasivo a largo plazo suele hacerse la siguiente pregunta: \u00bfQu\u00e9 pasa si mi situaci\u00f3n financiera cambia de repente? A veces la vida toma un rumbo completamente diferente al esperado. Una enfermedad prolongada o el desempleo, una mudanza inesperada o un divorcio... y, de repente, las finanzas se complican. En estos casos, el pago de las cuotas mensuales del pr\u00e9stamo puede resultar problem\u00e1tico.<\/p>\n

Nadie puede prever el futuro, pero es posible protegerse parcialmente con un seguro.<\/p>\n

\u00bfQu\u00e9 incluye la protecci\u00f3n del cr\u00e9dito?<\/h2>\n

Las cuotas del pr\u00e9stamo en caso de fallecimiento ya est\u00e1n cubiertas gratuitamente con todas las opciones de financiaci\u00f3n. Este aspecto es crucial, porque significa que los familiares tambi\u00e9n est\u00e1n protegidos econ\u00f3micamente.<\/p>\n

Adem\u00e1s, con algunos bancos tienes la opci\u00f3n de aplazar las cuotas mensuales de forma gratuita si el dinero es muy escaso.<\/p>\n

Adem\u00e1s, le recomendamos que contrate un seguro con el que pueda asegurar los pagos de cuotas e intereses contra la incapacidad laboral y el desempleo por causas ajenas a su voluntad.<\/strong><\/p>\n

ocurrencia de la p\u00e9rdida<\/h2>\n

Si tiene dificultades de pago, siempre es aconsejable informar al prestamista inmediatamente y buscar juntos una soluci\u00f3n. En caso de invalidez, incapacidad laboral o desempleo por causas ajenas a su voluntad, la cobertura del seguro entra en vigor. En estos casos, la cuota mensual del pr\u00e9stamo es asumida por la respectiva compa\u00f1\u00eda de seguros.<\/p>\n

El alcance real del seguro puede variar en funci\u00f3n del producto y de la entidad financiera. La conclusi\u00f3n de una protecci\u00f3n del cr\u00e9dito est\u00e1 asociada a costes adicionales. Se calculan como parte de la solicitud de un pr\u00e9stamo a plazos, ya que el importe de la prima depende del plazo y del importe del pr\u00e9stamo.<\/p>\n

Solicite su cr\u00e9dito<\/a><\/p>\n

Guardar el art\u00edculo como PDF:\u00a0Protecci\u00f3n del cr\u00e9dito - Financiaci\u00f3n sin preocupaciones de los deseos.pdf<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Pedir un pr\u00e9stamo est\u00e1 casi siempre asociado al riesgo. Esto es especialmente cierto en el caso de los pr\u00e9stamos de gran cuant\u00eda.<\/p>","protected":false},"author":2,"featured_media":3961,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"Sorgenfrei finanzieren mit optimaler Kreditabsicherung","_seopress_titles_desc":"Sch\u00fctzen Sie Ihre Finanzen bei Arbeitslosigkeit, Krankheit oder anderen unerwarteten Ereignissen. Erfahren Sie mehr \u00fcber Kreditabsicherung.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":null,"stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":null,"astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3953","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allgemein"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/posts\/3953","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/comments?post=3953"}],"version-history":[{"count":0,"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/posts\/3953\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/media\/3961"}],"wp:attachment":[{"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/media?parent=3953"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/categories?post=3953"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/tags?post=3953"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}