{"id":3914,"date":"2017-02-09T16:18:44","date_gmt":"2017-02-09T15:18:44","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?p=3914"},"modified":"2021-03-15T14:20:22","modified_gmt":"2021-03-15T13:20:22","slug":"credito-para-autonomos","status":"publish","type":"post","link":"https:\/\/www.bestfinance.ch\/es\/kredit-fuer-freiberufler-und-selbstaendige\/","title":{"rendered":"Cr\u00e9dito para aut\u00f3nomos y trabajadores por cuenta propia"},"content":{"rendered":"<p>Mientras que algunas entidades de cr\u00e9dito suelen rechazar la solicitud, otras cobran intereses m\u00e1s altos si aprueban un pr\u00e9stamo a plazos para aut\u00f3nomos.<\/p>\n<h2>Los aut\u00f3nomos como grupo de riesgo<\/h2>\n<p>Tras un examen minucioso, numerosas entidades bancarias califican la concesi\u00f3n de dinero a aut\u00f3nomos y empresarios como demasiado arriesgada y, por lo tanto, los descartan en las aprobaciones. Desde el punto de vista de las instituciones financieras, la pol\u00edtica de pr\u00e9stamo prudente es f\u00e1cil de explicar. Valoran a los prestatarios que probablemente puedan hacer frente a los reembolsos de las cuotas acordadas con facilidad. Aunque los aut\u00f3nomos suelen tener unos ingresos mensuales m\u00e1s elevados, sus solicitudes suelen ser rechazadas porque los ingresos no est\u00e1n asegurados a largo plazo ni son regulares. El riesgo financiero se considera mayor para ellos que para los empleados. Con estas condiciones, la b\u00fasqueda de un pr\u00e9stamo favorable es dif\u00edcil y tediosa. En bestfinance.ch se le acepta como prestatario y no tiene que temer ning\u00fan escollo cuando quiera solicitar un pr\u00e9stamo para aut\u00f3nomos.<\/p>\n<h2>\u00bfCu\u00e1les son los requisitos para un pr\u00e9stamo para aut\u00f3nomos?<\/h2>\n<p>En primer lugar, hay que superar los siguientes obst\u00e1culos: El solicitante debe poder demostrar una residencia permanente en Suiza, ser mayor de edad y no tener una nota negativa en la oficina de cobros o en el ZEK. Adem\u00e1s, un aut\u00f3nomo debe aportar m\u00e1s documentaci\u00f3n. Entre ellas se encuentran:<\/p>\n<ul>\n<li>la \u00faltima liquidaci\u00f3n de impuestos definitiva como aut\u00f3nomo o trabajador por cuenta propia<\/li>\n<li>prueba de ingresos imponibles de al menos 40.000 CHF al a\u00f1o<\/li>\n<\/ul>\n<h2>Conclusi\u00f3n:<\/h2>\n<p>Para los empresarios suele ser m\u00e1s dif\u00edcil conseguir un pr\u00e9stamo para aut\u00f3nomos en un banco. En bestfinance.ch, por el contrario, hay buenas oportunidades para conseguir un pr\u00e9stamo adecuado. Financiamos de forma f\u00e1cil y barata, para que puedas dedicarte a tu negocio.<\/p>\n<p>En nuestra p\u00e1gina web encontrar\u00e1 una calculadora de pr\u00e9stamos en la que podr\u00e1 calcular las diferentes variantes de su pr\u00e9stamo a plazos. Tambi\u00e9n puede solicitar su pr\u00e9stamo personal en l\u00ednea.<\/p>\n<p>El equipo de bestfinance.ch estar\u00e1 encantado de responder a preguntas espec\u00edficas y proporcionar m\u00e1s informaci\u00f3n por tel\u00e9fono.<\/p>\n<p><a class=\"btn btn-success\" href=\"https:\/\/www.bestfinance.ch\/es\/cuotas-reducidas-para-el-prestamo-que-desee\/\"> Solicite su cr\u00e9dito<\/a><\/p>\n<p>Guardar el art\u00edculo como PDF:\u00a0<a href=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2018\/01\/4f71b1b4054252dc5bc18990ab062768.pdf\">Cr\u00e9dito para aut\u00f3nomos y trabajadores por cuenta propia.pdf<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>\u00bfEs usted empresario y quiere pedir un pr\u00e9stamo para aut\u00f3nomos? Aunque las carteras de pedidos est\u00e1n muy llenas, los propietarios de las empresas suelen tener dificultades para obtener un pr\u00e9stamo de un banco. Esto se debe a que son reacios a conceder compromisos de pr\u00e9stamo si falta la garant\u00eda deseada en forma de contrato de trabajo permanente o ingresos mensuales regulares.<\/p>","protected":false},"author":2,"featured_media":3913,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"G\u00fcnstige Kredite f\u00fcr Selbst\u00e4ndige trotz hoher Risiken","_seopress_titles_desc":"G\u00fcnstige Ratenkredite f\u00fcr Selbst\u00e4ndige trotz Risikoeinsch\u00e4tzung. 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