{"id":2965,"date":"2015-12-11T12:09:06","date_gmt":"2015-12-11T11:09:06","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?p=2965"},"modified":"2021-03-15T14:20:23","modified_gmt":"2021-03-15T13:20:23","slug":"reduccion-de-los-intereses-del-credito-para-2016","status":"publish","type":"post","link":"https:\/\/www.bestfinance.ch\/es\/kredit-zinssenkung-fuer-2016\/","title":{"rendered":"Cr\u00e9dito Reducci\u00f3n del tipo de inter\u00e9s para 2016"},"content":{"rendered":"

Como resultado, el tipo de inter\u00e9s se reducir\u00e1 de los 15% actuales para los pr\u00e9stamos en efectivo a 10%, y a 12% para los descubiertos en tarjetas de cr\u00e9dito. De este modo, el Consejo Federal garantiza un equilibrio adecuado entre los intereses de la prevenci\u00f3n de la deuda, por un lado, y los de las entidades de cr\u00e9dito, por otro.<\/p>\n

Con esta medida, los prestatarios tambi\u00e9n podr\u00e1n beneficiarse en el futuro de la actual fase de bajos tipos de inter\u00e9s. El negocio de los pr\u00e9stamos puede ser rentable incluso con el nuevo tipo de inter\u00e9s m\u00e1ximo. As\u00ed lo demuestra el hecho de que los pr\u00e9stamos al consumo se conceden ya hoy a un tipo de inter\u00e9s de alrededor de 6%. Un tipo de inter\u00e9s m\u00e1ximo m\u00e1s bajo tambi\u00e9n hace que se concedan pr\u00e9stamos menos arriesgados. As\u00ed, tambi\u00e9n sirve para evitar el sobreendeudamiento.<\/p>\n

Revisi\u00f3n anual del tipo de inter\u00e9s m\u00e1ximo<\/h2>\n

El mecanismo de c\u00e1lculo para determinar el tipo de inter\u00e9s m\u00e1ximo se establece ahora en la Ordenanza de la KKG. Sobre la base de este mecanismo, el tipo de inter\u00e9s m\u00e1ximo se revisar\u00e1 anualmente en el futuro y se ajustar\u00e1 si es necesario.<\/p>\n

Benef\u00edciese de la reducci\u00f3n del tipo de inter\u00e9s y reduzca el coste total de su pr\u00e9stamo.<\/h2>\n

Estaremos encantados de preparar una oferta no vinculante para usted y encontrar la oferta de cr\u00e9dito que mejor se adapte a sus necesidades.<\/p>\n

\u00a1Solicite ahora sin compromiso!<\/a><\/p>\n

Solicite su cr\u00e9dito<\/a><\/p>\n

Guardar el art\u00edculo como PDF:\u00a0Reducci\u00f3n del tipo de inter\u00e9s del cr\u00e9dito para 2016.pdf<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Berna, 11.12.2015 - El Consejo Federal ha decidido este viernes ajustar el mecanismo de c\u00e1lculo del tipo de inter\u00e9s m\u00e1ximo de los cr\u00e9ditos al consumo a partir del 1 de julio de 2016 y revisar peri\u00f3dicamente el tipo de inter\u00e9s en el futuro.<\/p>","protected":false},"author":2,"featured_media":2967,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":null,"stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":null,"astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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