{"id":2709,"date":"2015-11-04T16:36:56","date_gmt":"2015-11-04T15:36:56","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?p=2709"},"modified":"2025-02-04T16:18:32","modified_gmt":"2025-02-04T15:18:32","slug":"nuevas-restricciones-a-los-pequenos-prestamos","status":"publish","type":"post","link":"https:\/\/www.bestfinance.ch\/es\/neue-auflagen-fuer-kleinkredite\/","title":{"rendered":"Nuevos requisitos para los peque\u00f1os pr\u00e9stamos"},"content":{"rendered":"

\u00bfC\u00f3mo afecta el periodo de cancelaci\u00f3n a su pr\u00e9stamo personal?<\/h2>\n

Si la decisi\u00f3n de financiaci\u00f3n es positiva, le enviaremos inmediatamente el contrato de su pr\u00e9stamo. En cuanto recibamos el contrato de pr\u00e9stamo firmado, podremos abonarle el importe del pr\u00e9stamo tras respetar el plazo legal de revocaci\u00f3n de 14 d\u00edas.<\/p>\n

Por lo tanto, en el futuro, ser\u00e1 a\u00fan m\u00e1s importante planificar su solicitud de pr\u00e9stamo con antelaci\u00f3n para que pueda obtener su financiaci\u00f3n con tranquilidad.<\/p>\n

\u00bfPor qu\u00e9 hay un periodo de desistimiento?<\/h2>\n

El derecho de desistimiento es un derecho legal obligatorio para el prestatario. Su pr\u00e9stamo se pagar\u00e1 inmediatamente despu\u00e9s de que haya transcurrido este periodo.<\/p>\n

\u00bfQu\u00e9 es un periodo de desistimiento?<\/h2>\n

El plazo de desistimiento es un periodo de tiempo durante el cual un prestatario puede desistir de un contrato de cr\u00e9dito. Esto permite al prestatario cancelar un contrato de cr\u00e9dito ya celebrado dentro de los primeros 14 d\u00edas.<\/p>\n

Lo que dice la prensa:<\/h2>\n

Solicite su cr\u00e9dito<\/a><\/p>\n

Guardar el art\u00edculo como PDF:\u00a0Nuevos requisitos para los peque\u00f1os pr\u00e9stamos.pdf<\/a><\/p>","protected":false},"excerpt":{"rendered":"

El Consejo Federal ha decidido promulgar dos proyectos de ley correspondientes que modifican el C\u00f3digo de Obligaciones y la Ley de Cr\u00e9dito al Consumo (CCA). A partir del 1 de enero de 2016, se aplicar\u00e1 un derecho de cancelaci\u00f3n de NUEVOS14 D\u00cdAS a las operaciones de cr\u00e9dito. Adem\u00e1s, los pr\u00e9stamos al consumo ya no pueden anunciarse de forma agresiva.<\/p>","protected":false},"author":2,"featured_media":2715,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"Einfluss der Widerrufsfrist auf Ihren Privatkredit","_seopress_titles_desc":"Erfahren Sie, wie die 14-t\u00e4gige Widerrufsfrist Ihre Kreditauszahlung beeinflusst und planen Sie fr\u00fchzeitig.","_seopress_robots_index":"","_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2709","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allgemein"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/posts\/2709","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/comments?post=2709"}],"version-history":[{"count":1,"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/posts\/2709\/revisions"}],"predecessor-version":[{"id":198839,"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/posts\/2709\/revisions\/198839"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/media\/2715"}],"wp:attachment":[{"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/media?parent=2709"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/categories?post=2709"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/tags?post=2709"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}