{"id":194392,"date":"2024-01-28T22:13:03","date_gmt":"2024-01-28T21:13:03","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?p=194392"},"modified":"2024-03-06T11:11:22","modified_gmt":"2024-03-06T10:11:22","slug":"todo-lo-que-debe-saber-sobre-el-seguro-a-plazos-ppi-para-prestamos-en-suiza","status":"publish","type":"post","link":"https:\/\/www.bestfinance.ch\/es\/alles-was-sie-ueber-ppi-ratenversicherung-fuer-kredite-in-der-schweiz-wissen-muessen\/","title":{"rendered":"Todo lo que debe saber sobre el seguro a plazos PPI para pr\u00e9stamos en Suiza"},"content":{"rendered":"<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 es el seguro a plazos PPI?<\/h2>\n\n\n\n<p>El seguro de pagos fraccionados PPI tiene por objeto garantizar el pago continuado de las cuotas del pr\u00e9stamo, sobre todo en caso de desempleo involuntario, enfermedad o accidente. En funci\u00f3n de la oferta, este seguro cubre diversos riesgos de impago, desde la incapacidad laboral temporal hasta la invalidez total con pensi\u00f3n de invalidez.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Las ventajas del seguro de cr\u00e9dito a plazos<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Seguridad financiera:<\/strong> <br>En caso de desempleo, enfermedad o accidente por causas ajenas a su voluntad, la compa\u00f1\u00eda de seguros pagar\u00e1 las cuotas.<br><\/li>\n\n\n\n<li><strong>Flexibilidad:<\/strong> <br>El seguro a plazos puede contratarse en cualquier momento, ya sea al mismo tiempo que el contrato de pr\u00e9stamo o en una fecha posterior.<br><\/li>\n\n\n\n<li><strong>Independencia:<\/strong> <br>Las ventajosas condiciones del seguro a plazos son independientes de la edad, la profesi\u00f3n o los ingresos.<br><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Garantizar el pago a plazos en cualquier situaci\u00f3n<\/h2>\n\n\n\n<p>El seguro de pago a plazos PPI garantiza el pago de sus cuotas, incluso si se declara insolvente por causas ajenas a su voluntad. Al suscribir un contrato de pr\u00e9stamo con este seguro, proteges tus planes de futuro frente a dificultades financieras imprevistas.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Evitar cargas financieras imprevistas<\/h2>\n\n\n\n<p>El seguro de protecci\u00f3n de pagos act\u00faa como escudo protector frente a cargas financieras imprevistas. Ofrece la certeza de que los golpes del destino no se convertir\u00e1n en problemas financieros adicionales. Con este seguro, estar\u00e1 cubierto en cualquier situaci\u00f3n de la vida.<\/p>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-6de03ca8 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<h2 class=\"wp-block-heading\">\u00bfA partir de qu\u00e9 importe tiene sentido un seguro a plazos?<\/h2>\n\n\n\n<p>No existe una regla fija sobre el importe del cr\u00e9dito a partir del cual tiene sentido contratar un seguro a plazos. La decisi\u00f3n depende de su situaci\u00f3n financiera individual y de su perfil de riesgo. Si le preocupa tener dificultades para pagar sus cuotas en caso de desempleo, enfermedad o accidente, el seguro de protecci\u00f3n de pagos puede ser una opci\u00f3n sensata. Sin embargo, es importante comprobar cuidadosamente los costes y condiciones del seguro antes de tomar una decisi\u00f3n.<\/p>\n<\/div><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<h2 class=\"wp-block-heading\"><strong>Protecci\u00f3n y flexibilidad con el seguro a plazos PPI<\/strong><\/h2>\n\n\n\n<p>El seguro de pago a plazos PPI ofrece una herramienta \u00fatil para protegerse frente a imprevistos que podr\u00edan afectar a su capacidad de pago. Por su seguridad y flexibilidad financiera, merece la pena tenerlo en cuenta. <\/p>\n\n\n\n<p>Sin embargo, es esencial comprobar a fondo los costes y condiciones del seguro para asegurarse de que se ajusta a sus necesidades individuales.<\/p>\n<\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><\/p>\n<\/blockquote>","protected":false},"excerpt":{"rendered":"<p>El seguro a plazos PPI, tambi\u00e9n conocido como Seguro de Protecci\u00f3n de Pagos, es un producto opcional para quienes contratan un cr\u00e9dito al consumo. En esta entrada del blog, repasamos los aspectos clave de este seguro y destacamos las ventajas que ofrece.<\/p>","protected":false},"author":2,"featured_media":194393,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"Schutz Ihrer Kreditraten bei Arbeitslosigkeit &amp; Krankheit","_seopress_titles_desc":"Die PPI Ratenversicherung deckt Ihre Kredite bei Arbeitslosigkeit, Krankheit oder Unfall ab. 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