{"id":194353,"date":"2023-12-14T17:06:09","date_gmt":"2023-12-14T16:06:09","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?p=194353"},"modified":"2024-03-06T10:44:17","modified_gmt":"2024-03-06T09:44:17","slug":"los-tipos-de-interes-de-los-prestamos-en-suiza-alcanzan-un-nuevo-maximo","status":"publish","type":"post","link":"https:\/\/www.bestfinance.ch\/es\/die-zinsen-fuer-kredite-in-der-schweiz-erreichen-einen-neuen-hoechststand\/","title":{"rendered":"Los tipos de inter\u00e9s de los pr\u00e9stamos en Suiza alcanzan un nuevo m\u00e1ximo"},"content":{"rendered":"

Personas con permiso B<\/h2>\n\n\n\n

Las personas con permiso B se ven especialmente afectadas y tendr\u00e1n m\u00e1s dificultades para obtener un pr\u00e9stamo en el futuro. Las condiciones ser\u00e1n a\u00fan m\u00e1s estrictas y los plazos de los pr\u00e9stamos m\u00e1s cortos, lo que podr\u00eda aumentar la carga financiera de muchos hogares.<\/p>\n\n\n\n

\n

\u00bfSeguir\u00e1n subiendo los tipos de inter\u00e9s?<\/h2>\n\n\n\n

La pregunta que muchos se hacen es: \u00bfseguir\u00e1n subiendo los tipos de inter\u00e9s? Actualmente hay muchos indicios que apuntan a una relajaci\u00f3n temporal, ya que la tendencia parece bastante estable. Una mirada al tipo de inter\u00e9s clave en Estados Unidos sugiere que es m\u00e1s probable una tendencia a la baja en un futuro pr\u00f3ximo.<\/p>\n<\/div><\/div>\n\n\n\n

Si la situaci\u00f3n mundial se estabiliza, los tipos de inter\u00e9s podr\u00edan volver a bajar a finales de 2024. Esto ser\u00eda un alivio bienvenido para los prestatarios que ya est\u00e1n sufriendo los altos tipos de inter\u00e9s. Sin embargo, queda por ver c\u00f3mo evolucionar\u00e1n las condiciones econ\u00f3micas y financieras mundiales.<\/p>\n\n\n\n

Mientras tanto, es crucial que los prestatarios gestionen cuidadosamente sus finanzas. Un enfoque proactivo de las finanzas personales y una estrecha vigilancia de la puntuaci\u00f3n crediticia son esenciales para mantenerse financieramente estable durante estos tiempos dif\u00edciles. Es aconsejable mantenerse regularmente al d\u00eda de las \u00faltimas novedades del mercado financiero y de la econom\u00eda para tomar decisiones con conocimiento de causa.<\/p>\n\n\n\n

\n

Os pr\u00f3ximos meses ser\u00e3o cruciais para observar se a situa\u00e7\u00e3o continua a estabilizar-se ou se \u00e9 necess\u00e1rio tomar novas medidas para ultrapassar os desafios econ\u00f3micos. Os mutu\u00e1rios devem estar preparados para reagir de forma flex\u00edvel e adaptar as suas estrat\u00e9gias financeiras em conformidade.<\/p>\n<\/blockquote>","protected":false},"excerpt":{"rendered":"

El panorama financiero en Suiza se enfrenta a cambios dr\u00e1sticos con el cambio de a\u00f1o. A partir del 1 de enero de 2024, los prestatarios tendr\u00e1n que hacer frente a un aumento de los tipos de inter\u00e9s. Con hasta un 12%, los tipos de inter\u00e9s de los pr\u00e9stamos alcanzar\u00e1n un nuevo m\u00e1ximo, lo que constituye una reacci\u00f3n directa al aumento de la inflaci\u00f3n y a la tensa situaci\u00f3n econ\u00f3mica. Esta evoluci\u00f3n no s\u00f3lo aumentar\u00e1 el coste de los pr\u00e9stamos en 2024, sino que tambi\u00e9n dar\u00e1 lugar a una evaluaci\u00f3n m\u00e1s estricta de la solvencia crediticia.<\/p>","protected":false},"author":2,"featured_media":194360,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"B-Ausweis Inhaber: Kredit-Zugang versch\u00e4rft sich","_seopress_titles_desc":"Zuk\u00fcnftige Kreditchancen und Zinsentwicklungen f\u00fcr Personen mit B-Ausweis. Wichtige Updates und Tipps.","_seopress_robots_index":"","_eb_attr":"","site-sidebar-layout":"default","site-content-layout":null,"ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":null,"stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":null,"astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[35],"tags":[],"class_list":["post-194353","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kredit"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/posts\/194353","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/comments?post=194353"}],"version-history":[{"count":0,"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/posts\/194353\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/media\/194360"}],"wp:attachment":[{"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/media?parent=194353"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/categories?post=194353"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bestfinance.ch\/es\/wp-json\/wp\/v2\/tags?post=194353"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}