{"id":2179,"date":"2014-02-01T17:10:06","date_gmt":"2014-02-01T16:10:06","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?p=2179"},"modified":"2021-03-17T20:28:21","modified_gmt":"2021-03-17T19:28:21","slug":"how-to-reduce-expenses","status":"publish","type":"post","link":"https:\/\/www.bestfinance.ch\/en\/wie-ausgaben-reduzieren\/","title":{"rendered":"How to reduce expenses?"},"content":{"rendered":"<h2>Saving on grocery shopping and spending<\/h2>\n<ul class=\"inline\">\n<li>Look out for promotions and special offers and buy family packs where possible.<\/li>\n<li>Choose products that are private labels of the respective supermarket. They are usually cheaper than the actual branded items.<\/li>\n<li>Buy fruits and vegetables that are in season.<\/li>\n<li>If possible, avoid convenience products, i.e. products or meals that are already pre-cooked.<\/li>\n<li>Shop with a list - and a full stomach. That way, you'll be less tempted to add too many extras to your basket.<\/li>\n<\/ul>\n<h3>Saving on major and minor purchases\/expenses<\/h3>\n<p>Second-hand shops or second-hand stores offer another opportunity to save money. However, make sure that the products are intact and in good working order. You can also save a lot in sales - depending on the product, there are always sales throughout the year.<\/p>\n<p>Ask your friends, too. Many have goods at home that they no longer need: Especially children's clothes and toys are gladly passed on.<\/p>\n<p>If you are making a major purchase, you can also unabashedly ask for a discount. Sometimes it is worth buying a display copy from the shop window or showroom instead of the still packaged object.<\/p>\n<p>Used cars are also worth considering: experience shows that the greatest loss in value of a vehicle occurs in the first few years. It is important that the vehicle is checked carefully before you sign the contract. The best thing to do is to take a TCS test or have a specialist accompany you.<\/p>\n<p>When it comes to living, it makes a difference not to use heating and electricity unnecessarily - so switch off unnecessary lights, turn off electronic devices altogether (not put them on stand-by), and heat with restraint.<\/p>\n<p>You can avoid a big deficit in your bank account at Christmas by setting aside some money each month for gifts.<\/p>\n<p><a class=\"btn btn-success\" href=\"https:\/\/www.bestfinance.ch\/en\/low-loan-instalments-for-your-desired-loan\/\"> Apply for a loan<\/a><\/p>\n<p>Save article as PDF:\u00a0<a href=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2018\/01\/Wie-Ausgaben-reduzieren.pdf\">How to reduce expenses?.pdf<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Cheap mobile phone contract, use of energy-saving light bulbs, no overpriced brand products: There are many ways to reduce your monthly expenses without significantly changing your lifestyle. We have put together some useful tips here on how you can easily make savings.<\/p>","protected":false},"author":2,"featured_media":183,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Sparen bei Ausgaben: Tipps f\u00fcr den Alltag","_seopress_titles_desc":"Erfahren Sie, wie Sie bei t\u00e4glichen Ausgaben sparen k\u00f6nnen, von Lebensmitteln bis zu gr\u00f6\u00dferen Anschaffungen.","_seopress_robots_index":"","_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":null,"stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2179","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allgemein"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/posts\/2179","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/comments?post=2179"}],"version-history":[{"count":0,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/posts\/2179\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/media\/183"}],"wp:attachment":[{"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/media?parent=2179"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/categories?post=2179"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/tags?post=2179"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}