{"id":2062,"date":"2014-03-01T12:53:15","date_gmt":"2014-03-01T11:53:15","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?p=2062"},"modified":"2021-03-17T20:45:26","modified_gmt":"2021-03-17T19:45:26","slug":"the-swiss-loan-market","status":"publish","type":"post","link":"https:\/\/www.bestfinance.ch\/en\/der-schweizer-kreditmarkt\/","title":{"rendered":"The Swiss loan market"},"content":{"rendered":"<p>Although there are other credit banks, the market is dominated by only 4 banks.<\/p>\n<ul>\n<li>Cembra Money Bank (ex GE Money Bank, Prokredit)<\/li>\n<li>Bank Now (Credit Suisse subsidiary)<\/li>\n<li>Cashgate (Raiffeisen Group, cantonal banks, regional banks, Bank Coop and private and commercial banks)<\/li>\n<li>Migros Bank<\/li>\n<\/ul>\n<p>These are divided <strong>ca. 90% of the credit market<\/strong> in Switzerland. The remaining 10% are distributed among<\/p>\n<ul>\n<li>BCJ(Cantonal Bank)<\/li>\n<li>BCGE (Cantonal Bank)<\/li>\n<li>BCVS (Cantonal Bank)<\/li>\n<li>Eny Finance<\/li>\n<li>bobmoney<\/li>\n<li>lend ag<\/li>\n<li>creditgate24<\/li>\n<li>Corner<\/li>\n<li>goodfinance<\/li>\n<\/ul>\n<p>2\/3 of the borrowers have their loan in Cembra Money Bank or Bank Now. Thanks to the higher interest rate, these also take the greatest credit risks.<\/p>\n<p>Finding out who grants the best loan terms takes a lot of time and expertise.<\/p>\n<p>So that you can get your money quickly and easily, bestfinance is there for you - we compare numerous credit offers in Switzerland for you - free of charge and without obligation. We help you with the search for a <strong>favorable and suitable credit.<\/strong><\/p>\n<p>For questions and additional information, our credit experts are at your disposal by telephone.<\/p>\n<p>Save article as PDF:\u00a0<a href=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2018\/01\/Der-Schweizer-Kreditmarkt.pdf\">The Swiss credit market.pdf<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Four Swiss credit banks dominate the consumer credit market.<\/p>","protected":false},"author":2,"featured_media":2065,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Top 4 Banken dominieren den Schweizer Kreditmarkt","_seopress_titles_desc":"Entdecken Sie, wie 4 Banken 90% des Kreditmarktes in der Schweiz kontrollieren. Finden Sie die besten Kreditangebote mit bestfinance.ch","_seopress_robots_index":"","_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":null,"stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2062","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allgemein"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/posts\/2062","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/comments?post=2062"}],"version-history":[{"count":0,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/posts\/2062\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/media\/2065"}],"wp:attachment":[{"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/media?parent=2062"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/categories?post=2062"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/tags?post=2062"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}