{"id":192847,"date":"2023-02-27T14:39:47","date_gmt":"2023-02-27T13:39:47","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?p=192847"},"modified":"2025-02-04T16:50:16","modified_gmt":"2025-02-04T15:50:16","slug":"inflation-and-interest-rate-trends-make-loans-more-expensive","status":"publish","type":"post","link":"https:\/\/www.bestfinance.ch\/en\/inflation-und-zinsentwicklung-machen-kredite-teurer\/","title":{"rendered":"Inflation and interest rate development make loans more expensive for 2023!"},"content":{"rendered":"

The Swiss National Bank (SNB) has raised its key interest rate.<\/p>\n\n\n\n

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This decision has far-reaching consequences for the Swiss economy. Companies and consumers must be prepared for an increase in credit and mortgage interest rates, which may increase the cost of loans and mortgages.<\/p>\n\n\n\n

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What does this mean for credit banks and ultimately for you as the end customer?<\/strong><\/p>\n\n\n\n

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If the base rate rises, it becomes more expensive for banks to borrow money from the central bank. The resulting additional costs are passed on to customers. As a result, interest rates on loans rise and lower interest rates become more difficult to obtain.<\/p>\n\n\n\n

As a customer, you will not initially feel the effects of the interest rate increase directly, as banks will try to bear the higher costs themselves.<\/p>\n\n\n\n

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That's why now is a good time to take out a loan.<\/strong><\/p>\n\n\n\n

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We don't know exactly when interest rates will rise, but it is certain that they will. The pressure from the banks is already noticeable.<\/p>\n\n\n\n

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The smart ones take the opportunity to benefit from the current interest rates by applying for a loan now.<\/p>\n\n\n\n

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Are you one of them?                     <\/strong><\/p>\n\n\n\n

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