{"id":10923,"date":"2015-06-11T16:28:11","date_gmt":"2015-06-11T15:28:11","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?p=10923"},"modified":"2025-02-04T16:48:12","modified_gmt":"2025-02-04T15:48:12","slug":"education-loan-your-path-to-a-successful-future","status":"publish","type":"post","link":"https:\/\/www.bestfinance.ch\/en\/bildungskredit-ihr-weg-in-eine-erfolgreiche-zukunft\/","title":{"rendered":"Education loan: Your path to a successful future"},"content":{"rendered":"<p style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">In addition to tuition fees, there is usually rent, insurance, travel costs and living expenses and these expenses are not always covered by the parental home. We are your stepping stone to a better life and provide you with the financial resources you need.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Why do I need an education loan?<\/span><\/h2>\n<p style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Many young people today rightly ask themselves: Is studying still worth it? The answer is yes, a balanced education is still the best basis for a financially carefree life. <\/span><\/p>\n<p style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Compared to the time a person spends in his life to work, the study time is a relatively short. Therefore, after graduating from high school, you should think carefully about whether you want to be lured by a moderately paid job or whether you want to spend a few more years at university or college and then go straight into a very well-paid job. <\/span><\/p>\n<p style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The more you invest in your education, the more your reputation and chances for advancement will increase. Make a smart decision and go that route. Even if you are already in the middle of the working world, it is never too late for further training. Because especially through the <\/span><a href=\"https:\/\/www.wirtschaftsdienst.eu\/inhalt\/jahr\/2017\/heft\/7\/beitrag\/arbeiten-40-folgen-der-digitalisierung-fuer-die-arbeitswelt.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Digitisation <\/span><span style=\"font-weight: 400;\">of the workplace<\/span><\/a><span style=\"font-weight: 400;\"> there is always something new to learn.<\/span><\/p>\n<p style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">In financing this time, bestfinance.ch supports you with a tailor-made continuing education loan. You can usually pay off this continuing education loan easily after a few years of work.<\/span><\/p>\n<p><br style=\"font-weight: 400;\" \/><b><\/b><\/p>\n<h2><span style=\"font-weight: 400;\">How do I apply for an education loan?<\/span><\/h2>\n<p style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">In the age of the Internet, it has become very easy to find and apply for a suitable student loan. You can now save yourself the trip to the nearest bank branch to make an application. Nowadays, you can conveniently get information via online banking and manage your chosen student loan directly there. <\/span><\/p>\n<p style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">At bestfinance.ch, you can also apply for your continuing education loan online without any complications. The long waiting times for a loan decision are a thing of the past. If study places are limited, you can act immediately. Gain planning security and save time by simply applying for our education loan. You decide on the amount and number of monthly instalments. Our education loan is cost-effective, flexible and discreet.<\/span><\/p>\n<p><br style=\"font-weight: 400;\" \/><b><\/b><\/p>\n<h2><span style=\"font-weight: 400;\">What should I look for in an education loan?<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">continuing education credit from employer<\/span><\/h3>\n<p style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">In special cases, employees receive a training loan from the employer, but this is usually tied to contractual links. And the employer does not play along with every kind of further training, because it has to be worthwhile for the company in particular. The employer naturally expects something in return and is not very interested in personal needs.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Financial aid from training institutes<\/span><\/h3>\n<p style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">At special training institutes you may get financial help. Here, however, it can happen that you have to pay back the seminar costs within the training period. In contrast to loan financing, there is little room for manoeuvre. <\/span><\/p>\n<p><br style=\"font-weight: 400;\" \/><b><\/b><\/p>\n<h3><span style=\"font-weight: 400;\">State student financing<\/span><\/h3>\n<p style=\"font-weight: 400;\"><a href=\"https:\/\/de.wikipedia.org\/wiki\/Stipendienwesen_in_der_Schweiz\"><span style=\"font-weight: 400;\">A state or cantonal scholarship<\/span><\/a><span style=\"font-weight: 400;\"> is a form of student financing that is based on the cost of education, the canton in which you reside and your parents' salary. This is usually a student loan for young Swiss people. Many students are often denied this type of student financing for the reasons mentioned, because they do not meet the requirements.<\/span><\/p>\n<p><br style=\"font-weight: 400;\" \/><b><\/b><\/p>\n<h3><span style=\"font-weight: 400;\">State subsidies for further education<\/span><\/h3>\n<p style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The Swiss government also supports further education in the form of tax savings. This works in such a way that the costs for further education are deducted from income, thereby reducing the tax burden. For example, learning foreign languages and further training in the area of software and computers is gladly supported. It is more difficult with training costs, especially when it comes to a promotion to a higher position or a change of profession.<\/span><\/p>\n<p><br style=\"font-weight: 400;\" \/><b><\/b><\/p>\n<h3><span style=\"font-weight: 400;\">Financing education through foundations and education funds<\/span><\/h3>\n<p style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">In the meantime, there are numerous institutions that help students in need of financial support. Through foundations and educational funds, among other things, students from less privileged parents can also get into prestigious private universities through student financing. However, only a few people benefit from these \"money pots\", because they are usually tied to certain achievements and criteria. <\/span><\/p>\n<p><br style=\"font-weight: 400;\" \/><b><\/b><\/p>\n<h3><span style=\"font-weight: 400;\">Study financing by private investors<\/span><\/h3>\n<p style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Another model of student financing are<\/span><a href=\"https:\/\/www.nzz.ch\/finanzen\/studenten-als-geldanlage-1.18234500\"><span style=\"font-weight: 400;\"> private investors who finance your studies<\/span><\/a><span style=\"font-weight: 400;\"> and in return want a certain percentage of your future salary paid out once. <\/span><\/p>\n<p style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The agreement around the student loan is regulated contractually. Students and investors are already mediated by some online platforms. Be very wary of private investors on the Internet and do not apply for an education loan unless you are 100% sure. Dubious student loans on the Internet have become a lucrative business for cyber criminals.<\/span><\/p>\n<p><br style=\"font-weight: 400;\" \/><b><\/b><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\n<p style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Everyone has the right to education, but not everyone has the same financial resources. It would be disastrous if motivated people with potential were to have fewer educational opportunities available to them for economic reasons. Fortunately, no one has to go without further education today, because there are different ways to finance further education. Some financing is promising and some is not advisable.<\/span><\/p>\n<p style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">As a certified Swiss financial service provider, we at bestfinance.ch recommend our private education loan to you and thus enable you to enjoy a carefree period of further education. Whether you are a student, trainee or professional: we support you with suitable loan financing and low interest rates. Everyone deserves a chance.<\/span><\/p>\n<p><br style=\"font-weight: 400;\" \/><br style=\"font-weight: 400;\" \/><br style=\"font-weight: 400;\" \/><br style=\"font-weight: 400;\" \/><br style=\"font-weight: 400;\" \/><br style=\"font-weight: 400;\" \/><br style=\"font-weight: 400;\" \/><br style=\"font-weight: 400;\" \/><br style=\"font-weight: 400;\" \/><\/p>","protected":false},"excerpt":{"rendered":"<p>An investment in education is always a sensible investment that is guaranteed to pay off. Be it a degree, an apprenticeship or further training. If you want to secure a well-paid job in the working world, you have to give up a fixed income for a few years and spend this time acquiring knowledge.<\/p>","protected":false},"author":2,"featured_media":9822,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"Sichern Sie Ihre Zukunft mit einem Bildungskredit!","_seopress_titles_desc":"Mit bestfinance.ch leicht ein Bildungsdarlehen online sichern und in Ihre Bildung 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