{"id":1076,"date":"2025-01-03T11:56:00","date_gmt":"2025-01-03T10:56:00","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?p=1076"},"modified":"2025-01-07T16:54:44","modified_gmt":"2025-01-07T15:54:44","slug":"documents-required-for-a-loan-application","status":"publish","type":"post","link":"https:\/\/www.bestfinance.ch\/en\/benoetigte-unterlagen-fuer-die-kreditanfrage\/","title":{"rendered":"Documents for your loan application: How to get a loan offer quickly."},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"1076\" class=\"elementor elementor-1076\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5aa5617 e-flex e-con-boxed e-con e-parent\" data-id=\"5aa5617\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c20f1b4 elementor-widget elementor-widget-image\" data-id=\"c20f1b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/03\/depositphotos-bgremover_52531725_s-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-198371\" alt=\"Person covers face with book, surrounded by papers\" srcset=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/03\/depositphotos-bgremover_52531725_s-150x150.png 150w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/03\/depositphotos-bgremover_52531725_s-13x12.png 13w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-661868f e-flex e-con-boxed e-con e-parent\" data-id=\"661868f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15a24d6 elementor-widget elementor-widget-text-editor\" data-id=\"15a24d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Important documents for your loan application<\/strong><\/p>\n<p>We require the following documents so that we can process your loan application quickly and smoothly:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f393c06 elementor-widget elementor-widget-toggle\" data-id=\"f393c06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2551\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2551\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewbox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Credit for single<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2551\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2551\"><p>In order to process your joint loan application quickly and smoothly, we require the following documents:<\/p>\n<p><strong style=\"font-size: 16px;\">Basic documents<\/strong><\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Valid identity document (for non-Swiss nationals: valid foreigner's identity card)<\/li>\n<li>The three latest payslips<br \/><br \/><\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Additional documents<\/strong><br \/>Some financial institutions require further documents to check your financial situation in more detail. These documents can also improve your scoring, as no lump sums are accepted:<\/p>\n<ul>\n<li><strong>For tenants<\/strong>Copy of the tenancy agreement, sub-tenancy agreement or rent debit note<\/li>\n<li><strong>For owners<\/strong>: Current interest rate statement for your mortgage<\/li>\n<li><strong>Health insurance bill<\/strong> and, if applicable, proof of premium reduction<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<h3>Repayment of loans or credit cards<\/h3>\n<ul>\n<li><strong>Existing loan<\/strong>Copy of the loan agreement if you wish to redeem the loan<\/li>\n<li><strong>Credit cards<\/strong>Last credit card statement(s) if you wish to redeem credit cards<\/li>\n<\/ul>\n<p>Please ensure that all documents are complete and legible. This will enable us to provide you with a personalised loan offer as quickly as possible.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9cecbcc elementor-widget elementor-widget-toggle\" data-id=\"9cecbcc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1641\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1641\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewbox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Credit for married<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1641\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1641\"><p>In order to process your joint loan application quickly and smoothly, we require the following documents:<\/p>\n<h3>Basic documents<\/h3>\n<ul>\n<li>Valid identity document (for non-Swiss nationals: valid foreigner's identity card)<\/li>\n<li>The three latest payslips<\/li>\n<li><strong>Important<\/strong>: We need these documents from both you and your spouse<\/li>\n<\/ul>\n<h3>Additional documents<\/h3>\n<p>Some financial institutions require additional documents in order to assess your financial situation more accurately. These documents can also improve your scoring, as no lump sums are used as a basis:<\/p>\n<ul>\n<li><strong>For tenants<\/strong>Copy of the lease or sublease agreement or a debit note for the rent<\/li>\n<li><strong>For owners<\/strong>: Current interest rate statement for your mortgage<\/li>\n<li><strong>Health insurance billing<\/strong> and, if applicable, proof of premium reduction<\/li>\n<\/ul>\n<h3>Repayment of loans or credit cards<\/h3>\n<ul>\n<li><strong>Existing loan<\/strong>Copy of the loan agreement if you wish to redeem the loan<\/li>\n<li><strong>Credit cards<\/strong>Last credit card statement(s) if you wish to redeem credit cards<\/li>\n<\/ul>\n<p>Please ensure that all documents are complete and legible. This will enable us to make you a suitable loan offer as quickly as possible.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97fb1fd elementor-widget elementor-widget-toggle\" data-id=\"97fb1fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1591\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1591\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewbox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Credit for divorcees<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1591\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1591\"><p>In order to process your joint loan application quickly and smoothly, we require the following documents:<\/p>\n<h3>Basic documents<\/h3>\n<ul>\n<li>Valid identity document (for non-Swiss nationals: valid foreigner's identity card)<\/li>\n<li>The three latest payslips<\/li>\n<li><strong>Important<\/strong>Divorce decree<\/li>\n<\/ul>\n<p><strong>If you receive alimony:<\/strong><\/p>\n<ul>\n<li>Bank statements for the last 3 months with proof of receipt of alimony<\/li>\n<\/ul>\n<h3>Additional documents<\/h3>\n<p>Some financial institutions require additional documents in order to assess your financial situation more accurately. These documents can also improve your scoring, as no lump sums are used as a basis:<\/p>\n<ul>\n<li><strong>For tenants<\/strong>Copy of the lease or sublease agreement or a debit note for the rent<\/li>\n<li><strong>For owners<\/strong>: Current interest rate statement for your mortgage<\/li>\n<li><strong>Health insurance billing<\/strong> and, if applicable, proof of premium reduction<\/li>\n<\/ul>\n<h3>Repayment of loans or credit cards<\/h3>\n<ul>\n<li><strong>Existing loan<\/strong>Copy of the loan agreement if you wish to redeem the loan<\/li>\n<li><strong>Credit cards<\/strong>Last credit card statement(s) if you wish to redeem credit cards<\/li>\n<\/ul>\n<p>Please ensure that all documents are complete and legible. This will enable us to make you a suitable loan offer as quickly as possible.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-475a4b9 elementor-widget elementor-widget-toggle\" data-id=\"475a4b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7481\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-7481\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewbox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Credit for separated couples<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-7481\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-7481\"><p>In order to process your joint loan application quickly and smoothly, we require the following documents:<\/p>\n<h3>Basic documents<\/h3>\n<ul>\n<li>Valid identity document (for non-Swiss nationals: valid foreigner's identity card)<\/li>\n<li>The three latest payslips<\/li>\n<li><strong>Important<\/strong>Separation judgement<\/li>\n<\/ul>\n<p><strong>If you receive alimony:<\/strong><\/p>\n<ul>\n<li>Bank statements for the last 3 months with proof of receipt of alimony<\/li>\n<\/ul>\n<h3>Additional documents<\/h3>\n<p>Some financial institutions require additional documents in order to assess your financial situation more accurately. These documents can also improve your scoring, as no lump sums are used as a basis:<\/p>\n<ul>\n<li><strong>For tenants<\/strong>Copy of the lease or sublease agreement or a debit note for the rent<\/li>\n<li><strong>For owners<\/strong>: Current interest rate statement for your mortgage<\/li>\n<li><strong>Health insurance billing<\/strong> and, if applicable, proof of premium reduction<\/li>\n<\/ul>\n<h3>Repayment of loans or credit cards<\/h3>\n<ul>\n<li><strong>Existing loan<\/strong>Copy of the loan agreement if you wish to redeem the loan<\/li>\n<li><strong>Credit cards<\/strong>Last credit card statement(s) if you wish to redeem credit cards<\/li>\n<\/ul>\n<p>Please ensure that all documents are complete and legible. This will enable us to make you a suitable loan offer as quickly as possible.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3696b3c elementor-widget elementor-widget-toggle\" data-id=\"3696b3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5721\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-5721\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewbox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Credit for IV \/ AHV pensioners<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-5721\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-5721\"><p>In order to process your joint loan application quickly and smoothly, we require the following documents:<\/p>\n<h3>Basic documents<\/h3>\n<ul>\n<li>Valid identity document (for non-Swiss nationals: valid foreigner's identity card)<\/li>\n<li>Bank statements for the last 3 months with proof of IV \/ AV receipts<\/li>\n<li>latest IV \/ AHV pension ruling<\/li>\n<\/ul>\n<p><strong>If you receive a widow's pension:<\/strong><\/p>\n<ul>\n<li>Bank statements for the last 3 months with proof of receipt of widow's pension<\/li>\n<\/ul>\n<h3>Additional documents<\/h3>\n<p>Some financial institutions require additional documents in order to assess your financial situation more accurately. These documents can also improve your scoring, as no lump sums are used as a basis:<\/p>\n<ul>\n<li><strong>For tenants<\/strong>Copy of the lease or sublease agreement or a debit note for the rent<\/li>\n<li><strong>For owners<\/strong>: Current interest rate statement for your mortgage<\/li>\n<li><strong>Health insurance billing<\/strong> and, if applicable, proof of premium reduction<\/li>\n<\/ul>\n<h3>Repayment of loans or credit cards<\/h3>\n<ul>\n<li><strong>Existing loan<\/strong>Copy of the loan agreement if you wish to redeem the loan<\/li>\n<li><strong>Credit cards<\/strong>Last credit card statement(s) if you wish to redeem credit cards<\/li>\n<\/ul>\n<p>Please ensure that all documents are complete and legible. This will enable us to make you a suitable loan offer as quickly as possible.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7876456 elementor-widget elementor-widget-toggle\" data-id=\"7876456\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1261\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1261\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewbox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Credit for temporary<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1261\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1261\"><p>In order to process your joint loan application quickly and smoothly, we require the following documents:<\/p>\n<h3>Basic documents<\/h3>\n<ul>\n<li>Valid identity document (for non-Swiss nationals: valid foreigner's identity card)<\/li>\n<li>The three latest payslips<\/li>\n<li><strong>Important<\/strong>: We need these documents from both you and your spouse<\/li>\n<\/ul>\n<h3>Additional documents<\/h3>\n<p>Some financial institutions require additional documents in order to assess your financial situation more accurately. These documents can also improve your scoring, as no lump sums are used as a basis:<\/p>\n<ul>\n<li><strong>For tenants<\/strong>Copy of the lease or sublease agreement or a debit note for the rent<\/li>\n<li><strong>For owners<\/strong>: Current interest rate statement for your mortgage<\/li>\n<li><strong>Health insurance billing<\/strong> and, if applicable, proof of premium reduction<\/li>\n<\/ul>\n<h3>Repayment of loans or credit cards<\/h3>\n<ul>\n<li><strong>Existing loan<\/strong>Copy of the loan agreement if you wish to redeem the loan<\/li>\n<li><strong>Credit cards<\/strong>Last credit card statement(s) if you wish to redeem credit cards<\/li>\n<\/ul>\n<p>Please ensure that all documents are complete and legible. This will enable us to make you a suitable loan offer as quickly as possible.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7872459 elementor-widget elementor-widget-toggle\" data-id=\"7872459\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1261\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1261\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewbox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Credit for self-employed<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1261\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1261\"><p>In order to process your joint loan application quickly and smoothly, we require the following documents:<\/p>\n<h3>Basic documents<\/h3>\n<ul>\n<li>Valid identity document (for non-Swiss nationals: valid foreigner's identity card)<\/li>\n<li>The three latest payslips<\/li>\n<li><strong>Bank account statement<\/strong> with proof of incoming income (if available)<\/li>\n<li><strong>Last tax assessment (private)<\/strong><\/li>\n<li><strong>Important<\/strong>at least 2 years in self-employment<\/li>\n<\/ul>\n<h3>Additional documents<\/h3>\n<p>Some financial institutions require additional documents in order to assess your financial situation more accurately. These documents can also improve your scoring, as no lump sums are used as a basis:<\/p>\n<ul>\n<li><strong>For tenants<\/strong>Copy of the lease or sublease agreement or a debit note for the rent<\/li>\n<li><strong>For owners<\/strong>: Current interest rate statement for your mortgage<\/li>\n<li><strong>Health insurance billing<\/strong> and, if applicable, proof of premium reduction<\/li>\n<\/ul>\n<h3>Repayment of loans or credit cards<\/h3>\n<ul>\n<li><strong>Existing loan<\/strong>Copy of the loan agreement if you wish to redeem the loan<\/li>\n<li><strong>Credit cards<\/strong>Last credit card statement(s) if you wish to redeem credit cards<\/li>\n<\/ul>\n<p>Please ensure that all documents are complete and legible. This will enable us to make you a suitable loan offer as quickly as possible.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eae76d8 e-flex e-con-boxed e-con e-parent\" data-id=\"eae76d8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-daf47c6 elementor-widget elementor-widget-spacer\" data-id=\"daf47c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a31492 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"2a31492\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.bestfinance.ch\/en\/file-upload\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Upload documents<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>We require complete documentation so that we can process your loan application without delay and provide you with a suitable loan offer quickly. You should therefore submit all the required documents in full and clearly legible. This is the only way we can optimally check your enquiry and prepare a personalised loan offer for you in the shortest possible time.<\/p>\n<p>By submitting the documents in full, you speed up the entire process and improve your chances of a quick approval. Benefit from short processing times and secure your loan now at the best possible conditions.<\/p>","protected":false},"author":2,"featured_media":763,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Kreditantrag Checkliste: Dokumente f\u00fcr jeden Status","_seopress_titles_desc":"Erfahren Sie, welche Dokumente f\u00fcr verschiedene Kreditarten erforderlich sind, um Ihren Antrag zu stellen.","_seopress_robots_index":"","_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1076","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allgemein"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/posts\/1076","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/comments?post=1076"}],"version-history":[{"count":48,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/posts\/1076\/revisions"}],"predecessor-version":[{"id":198406,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/posts\/1076\/revisions\/198406"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/media\/763"}],"wp:attachment":[{"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/media?parent=1076"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/categories?post=1076"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/tags?post=1076"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}