{"id":1073,"date":"2015-03-30T11:57:07","date_gmt":"2015-03-30T10:57:07","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?p=1073"},"modified":"2021-06-04T16:04:34","modified_gmt":"2021-06-04T14:04:34","slug":"loan-application-process","status":"publish","type":"post","link":"https:\/\/www.bestfinance.ch\/en\/ablauf-kreditanfrage\/","title":{"rendered":"Loan application process"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"1073\" class=\"elementor elementor-1073\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-335e723a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"335e723a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7ceb8e52\" data-id=\"7ceb8e52\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-24e39df elementor-widget elementor-widget-text-editor\" data-id=\"24e39df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>And this is how simple the free and non-binding loan application at Best Finance works.<\/strong><\/p><h2><a href=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Zahl1.gif\"><img decoding=\"async\" class=\"alignnone wp-image-810\" src=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Zahl1.gif\" alt=\"Number1\" width=\"30\" height=\"30\" \/><\/a> apply for credit<\/h2><p>Of course, you can also enter your credit request on the phone together with our credit experts.<\/p><p><i class=\"fa fa-phone\"><\/i> <strong> 0848 000 100<\/strong> (at local rate)<\/p><p>We will also call you back. Simply send us a <a title=\"Contact\" href=\"https:\/\/www.bestfinance.ch\/en\/contact\/\">Email<\/a> with your name, phone number and desired call time.<\/p><p>Just fill out our <a title=\"Online credit application\" href=\"https:\/\/www.bestfinance.ch\/en\/online-antrag\/\">Online credit form<\/a> <i class=\"fa fa-file-pdf-o\"><\/i>You will receive your free and non-binding credit offer within a very short time.<\/p><p>Just fill out our <i class=\"fa fa-file-pdf-o\"><\/i> <a title=\"Credit application Best Finance GmbH\" href=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/2015Kreditanfrage.pdf\" target=\"_blank\" rel=\"noopener\">PDF credit form <\/a>and send it to us by post. You will receive your free and non-binding credit offer within a very short time.<\/p><p><i class=\"fa fa-envelope\"><\/i> Send to:<br \/><strong>Best-Finance GmbH<\/strong><br \/><strong> PO Box 2350<\/strong><br \/><strong> 5001 Aarau<\/strong><\/p><p>Documents required to process a credit application:<\/p><ul><li>valid identification (identity card or passport)<\/li><li>for non-Swiss nationals (B or C alien's passport)<\/li><li>the 3 most recent payslips<\/li><li>if you want to redeem a loan, a copy of the loan agreement<\/li><li>if married, the same documents of the spouse<\/li><\/ul><p>Your loan request will be processed immediately and a loan offer will be submitted within 24 hours.<br \/><strong>But this will only succeed if your documents are complete.<\/strong><\/p><p><a style=\"font-size: 23.8px; font-weight: normal; text-transform: inherit; background-color: #ffffff;\" href=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Zahl2.gif\"><img decoding=\"async\" class=\"alignnone wp-image-811\" src=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Zahl2.gif\" alt=\"Number2\" width=\"30\" height=\"30\" \/><\/a><span style=\"color: #000422; font-size: 23.8px; font-weight: normal; text-transform: inherit;\"> Preliminary decision<\/span><\/p><p>We analyse your needs and work with you to develop the optimal financing strategy and obtain offers from all potential financing partners. In the next step, your advisor discusses the offers received with you and together you select the most attractive one.<\/p><p>Within<strong> 24 hours<\/strong> you will receive the answer with the preliminary decision to your request.<\/p><h2><a href=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Zahl3.gif\"><img decoding=\"async\" class=\"alignnone wp-image-812\" src=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Zahl3.gif\" alt=\"Number3\" width=\"30\" height=\"30\" \/><\/a> Offer by mail<\/h2><p>You will receive your personal credit offer by mail. Sign the loan agreement - enclose the required documents - send it back - done!<\/p><h2><a href=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Zahl4.gif\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-813\" src=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Zahl4.gif\" alt=\"Number4\" width=\"30\" height=\"30\" \/><\/a> Payout<\/h2><p>The payout takes place after the legal withdrawal period of 14 days. After this waiting period, you can collect your money at a bank branch or have it transferred to your bank or postal account.<\/p><p>Common questions in the loan process:<\/p><p><span style=\"font-size: 17px;\">All persons aged 20 and over with a permanent residence in Switzerland who receive a regular income and have been employed by their current employer for at least 3 months.<\/span><\/p><p>Here you can learn more about our <a title=\"What are the requirements for a loan?\" href=\"https:\/\/www.bestfinance.ch\/en\/what-are-the-requirements-for-a-loan\/\">Credit conditions <\/a>and deal with the most important special cases.<\/p><p>No question remains unanswered here. To help you find the answer to your question as quickly as possible, we have created our section <a title=\"Frequently asked questions\" href=\"https:\/\/www.bestfinance.ch\/en\/frequent-loan-questions\/\">\"Frequently Asked Questions\"<\/a> structured according to topics.<strong><br \/><\/strong><\/p><p>Regardless of your personal life situation and the desired form of credit we need in any case:<\/p><ul><li>Copy of valid identity card<\/li><li>for non-Swiss: foreigner's identity card (at least 6 months in CH)<\/li><li>the 3 most recent payslips<\/li><li>if married, the same documents of the spouse<\/li><\/ul><p>Here is our detailed <a title=\"Documents required for a loan application\" href=\"https:\/\/www.bestfinance.ch\/en\/documents-required-for-a-loan-application\/\">Checklist<\/a> regarding the documents necessary for the processing of a credit application. Additional documents may be required due to specific professional or family situations.<\/p><p><a class=\"btn btn-success\" style=\"font-size: 17px; background-color: #ffffff;\" href=\"https:\/\/www.bestfinance.ch\/en\/low-loan-instalments-for-your-desired-loan\/\">Apply for a loan<\/a><\/p><p>Save article as PDF:\u00a0<a href=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2018\/01\/Ablauf-Kreditanfrage.pdf\">Credit application procedure.pdf<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>We prefer to talk to you in person at one of our branches. Or do you prefer contact by phone or e-mail? Whatever you decide, we will be there for you and support you at all times. We look after you from the first to the last step.<\/p>","protected":false},"author":2,"featured_media":772,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"Schnelle Kreditanfrage bei Best Finance - Einfach &amp; Gratis!","_seopress_titles_desc":"Stellen Sie Ihre Kreditanfrage online bei Best Finance \u2013 einfach, schnell und unverbindlich. Rufen oder mailen Sie uns!","_seopress_robots_index":"","_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":null,"stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":null,"astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1073","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allgemein"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/posts\/1073","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/comments?post=1073"}],"version-history":[{"count":0,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/posts\/1073\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/media\/772"}],"wp:attachment":[{"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/media?parent=1073"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/categories?post=1073"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/tags?post=1073"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}