{"id":204850,"date":"2026-07-28T13:32:28","date_gmt":"2026-07-28T11:32:28","guid":{"rendered":"https:\/\/www.bestfinance.ch\/?page_id=204850"},"modified":"2026-07-28T14:05:44","modified_gmt":"2026-07-28T12:05:44","slug":"new-blog","status":"publish","type":"page","link":"https:\/\/www.bestfinance.ch\/en\/new-blog\/","title":{"rendered":"New Blog"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"204850\" class=\"elementor elementor-204850\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aee6640 e-flex e-con-boxed e-con e-parent\" data-id=\"aee6640\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-971dc23 elementor-widget elementor-widget-spacer\" data-id=\"971dc23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2a5c257 e-flex e-con-boxed e-con e-parent\" data-id=\"2a5c257\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a3cba2 elementor-widget elementor-widget-spacer\" data-id=\"0a3cba2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eb8cf29 e-flex e-con-boxed e-con e-parent\" data-id=\"eb8cf29\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ecf745 elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-widget elementor-widget-posts\" data-id=\"1ecf745\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;pagination_type&quot;:&quot;numbers&quot;,&quot;classic_columns&quot;:&quot;3&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1086 post type-post status-publish format-standard has-post-thumbnail hentry category-allgemein\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.bestfinance.ch\/en\/haeufige-fragen\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"300\" height=\"155\" src=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2014\/11\/Depositphotos_16018497_m-e1421098570973-300x155.jpg\" class=\"attachment-medium size-medium wp-image-762\" alt=\"\" srcset=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2014\/11\/Depositphotos_16018497_m-e1421098570973-300x155.jpg 300w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2014\/11\/Depositphotos_16018497_m-e1421098570973-1024x529.jpg 1024w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2014\/11\/Depositphotos_16018497_m-e1421098570973-768x397.jpg 768w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2014\/11\/Depositphotos_16018497_m-e1421098570973-1536x794.jpg 1536w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2014\/11\/Depositphotos_16018497_m-e1421098570973-20x10.jpg 20w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2014\/11\/Depositphotos_16018497_m-e1421098570973.jpg 1640w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.bestfinance.ch\/en\/haeufige-fragen\/\" >\n\t\t\t\tFrequently asked credit questions FAQ\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t3 February 2025\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-avatar\">\n\t\t\tNo Comments\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>To help you find the answer to your question as quickly as possible, we have organized our \"Frequently Asked Questions\" section by topic.<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.bestfinance.ch\/en\/haeufige-fragen\/\" aria-label=\"Read more about H\u00e4ufige Kredit Fragen FAQ\" tabindex=\"-1\" >\n\t\t\tRead more \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1076 post type-post status-publish format-standard has-post-thumbnail hentry category-allgemein\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.bestfinance.ch\/en\/benoetigte-unterlagen-fuer-die-kreditanfrage\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"300\" height=\"146\" src=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Depositphotos_21417245_m-e1421098879661-300x146.jpg\" class=\"attachment-medium size-medium wp-image-763\" alt=\"\" srcset=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Depositphotos_21417245_m-e1421098879661-300x146.jpg 300w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Depositphotos_21417245_m-e1421098879661-1024x499.jpg 1024w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Depositphotos_21417245_m-e1421098879661-768x374.jpg 768w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Depositphotos_21417245_m-e1421098879661-1536x749.jpg 1536w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Depositphotos_21417245_m-e1421098879661-20x10.jpg 20w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Depositphotos_21417245_m-e1421098879661.jpg 1734w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.bestfinance.ch\/en\/benoetigte-unterlagen-fuer-die-kreditanfrage\/\" >\n\t\t\t\tDocuments for your loan application: How to get a loan offer quickly.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t3 January 2025\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-avatar\">\n\t\t\tNo Comments\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>We require complete documentation so that we can process your loan application without delay and provide you with a suitable loan offer quickly. You should therefore submit all the required documents in full and clearly legible. This is the only way we can optimally check your enquiry and prepare a personalised loan offer for you in the shortest possible time.<\/p>\n<p>By submitting the documents in full, you speed up the entire process and improve your chances of a quick approval. Benefit from short processing times and secure your loan now at the best possible conditions.<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.bestfinance.ch\/en\/benoetigte-unterlagen-fuer-die-kreditanfrage\/\" aria-label=\"Read more about Unterlagen f\u00fcr Ihre Kreditanfrage: So erhalten Sie schnell eine Kredit-Offerte.\" tabindex=\"-1\" >\n\t\t\tRead more \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-198024 post type-post status-publish format-standard has-post-thumbnail hentry category-allgemein\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.bestfinance.ch\/en\/unterschiedliche-geschaeftsstrategien-im-scoring-so-bewerten-banken-ihre-kunden\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/12\/geschaeftsstrategien-im-scoring-300x300.jpg\" class=\"attachment-medium size-medium wp-image-198027\" alt=\"Men discuss credit assessment in the modern office.\" srcset=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/12\/geschaeftsstrategien-im-scoring-300x300.jpg 300w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/12\/geschaeftsstrategien-im-scoring-150x150.jpg 150w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/12\/geschaeftsstrategien-im-scoring-768x768.jpg 768w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/12\/geschaeftsstrategien-im-scoring-12x12.jpg 12w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/12\/geschaeftsstrategien-im-scoring.jpg 1024w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.bestfinance.ch\/en\/unterschiedliche-geschaeftsstrategien-im-scoring-so-bewerten-banken-ihre-kunden\/\" >\n\t\t\t\tDifferent business strategies in scoring: how banks rate their customers\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t24 December 2024\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-avatar\">\n\t\t\tNo Comments\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>The credit assessment is an essential part of every loan and a decisive factor for banks and lenders. But why do scores differ from bank to bank? This blog sheds light on the different approaches that financial institutions use in their scoring and explains how legal, regional and individual factors have an influence.<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.bestfinance.ch\/en\/unterschiedliche-geschaeftsstrategien-im-scoring-so-bewerten-banken-ihre-kunden\/\" aria-label=\"Read more about Unterschiedliche Gesch\u00e4ftsstrategien im Scoring: So bewerten Banken ihre Kunden\" tabindex=\"-1\" >\n\t\t\tRead more \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-194386 post type-post status-publish format-standard has-post-thumbnail hentry category-kredit tag-kkg tag-kreditfaehigkeitspruefung\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.bestfinance.ch\/en\/das-kleinkreditgesetz-in-der-schweiz-kkg-ein-leitfaden-fuer-kreditnehmer\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"199\" src=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_5822219_S-300x199.webp\" class=\"attachment-medium size-medium wp-image-194387\" alt=\"\" srcset=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_5822219_S-300x199.webp 300w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_5822219_S-768x509.webp 768w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_5822219_S-18x12.webp 18w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_5822219_S.webp 999w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.bestfinance.ch\/en\/das-kleinkreditgesetz-in-der-schweiz-kkg-ein-leitfaden-fuer-kreditnehmer\/\" >\n\t\t\t\tThe Small Loans Act in Switzerland (KKG): A guide for borrowers\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t13 November 2024\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-avatar\">\n\t\t\tNo Comments\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>In Switzerland, the Federal Consumer Credit Act (KKG) protects the interests of borrowers and serves to prevent over-indebtedness. In this blog post, we take a closer look at the Consumer Credit Act and explain what it entails, how it is applied and why it plays an important role in the Swiss financial system.<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.bestfinance.ch\/en\/das-kleinkreditgesetz-in-der-schweiz-kkg-ein-leitfaden-fuer-kreditnehmer\/\" aria-label=\"Read more about Das Kleinkreditgesetz in der Schweiz (KKG): Ein Leitfaden f\u00fcr Kreditnehmer\" tabindex=\"-1\" >\n\t\t\tRead more \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-196863 post type-post status-publish format-standard has-post-thumbnail hentry category-kredit\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.bestfinance.ch\/en\/die-wahrheit-ueber-kredit-ohne-nachweis-wie-sie-serioese-angebote-erkennen-koennen\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/10\/depositphotos_60758241_s-300x200.jpg\" class=\"attachment-medium size-medium wp-image-196867\" alt=\"Credit without proof\" srcset=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/10\/depositphotos_60758241_s-300x200.jpg 300w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/10\/depositphotos_60758241_s-768x512.jpg 768w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/10\/depositphotos_60758241_s-18x12.jpg 18w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/10\/depositphotos_60758241_s.jpg 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.bestfinance.ch\/en\/die-wahrheit-ueber-kredit-ohne-nachweis-wie-sie-serioese-angebote-erkennen-koennen\/\" >\n\t\t\t\tThe truth about \"credit without proof\": How you can recognise reputable offers\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t23 October 2024\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-avatar\">\n\t\t\tNo Comments\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Online adverts promising quick loans without verification or proof are frequently seen. Offers such as \"Loans without documents\" or \"Loans from private individuals\" lure you in with quick and uncomplicated help in financial emergencies. But are these promises really serious?<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.bestfinance.ch\/en\/die-wahrheit-ueber-kredit-ohne-nachweis-wie-sie-serioese-angebote-erkennen-koennen\/\" aria-label=\"Read more about Die Wahrheit \u00fcber \u201eKredit ohne Nachweis\u201c: Wie Sie seri\u00f6se Angebote erkennen k\u00f6nnen\" tabindex=\"-1\" >\n\t\t\tRead more \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-194743 post type-post status-publish format-standard has-post-thumbnail hentry category-kredit\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.bestfinance.ch\/en\/schnelles-handeln-gefragt-so-reagieren-sie-richtig-auf-einen-zahlungsbefehl-betreibung\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/03\/Depositphotos_11205825_S-300x200.jpg\" class=\"attachment-medium size-medium wp-image-194744\" alt=\"\" srcset=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/03\/Depositphotos_11205825_S-300x200.jpg 300w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/03\/Depositphotos_11205825_S.webp 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.bestfinance.ch\/en\/schnelles-handeln-gefragt-so-reagieren-sie-richtig-auf-einen-zahlungsbefehl-betreibung\/\" >\n\t\t\t\tQuick action required: How to react correctly to a payment order \/ debt collection !\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t18 October 2024\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-avatar\">\n\t\t\tNo Comments\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>A forgotten invoice amount or a late payment can lead to unpleasant mail from the debt collection office sooner than you think. But don't panic - with the right knowledge and quick action, you can deal with the situation effectively. Here you can find out how to respond to a payment order and efficiently remove entries in the debt collection register.<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.bestfinance.ch\/en\/schnelles-handeln-gefragt-so-reagieren-sie-richtig-auf-einen-zahlungsbefehl-betreibung\/\" aria-label=\"Read more about Schnelles Handeln gefragt: So reagieren Sie richtig auf einen Zahlungsbefehl \/ Betreibung !\" tabindex=\"-1\" >\n\t\t\tRead more \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-196856 post type-post status-publish format-standard has-post-thumbnail hentry category-kredit\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.bestfinance.ch\/en\/kredit-mit-sofortiger-auszahlung-in-der-schweiz-ist-das-moeglich\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"164\" src=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/10\/depositphotos_552705138_s-300x164.jpg\" class=\"attachment-medium size-medium wp-image-196858\" alt=\"Woman beware of instant credit in Switzerland\" srcset=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/10\/depositphotos_552705138_s-300x164.jpg 300w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/10\/depositphotos_552705138_s-768x419.jpg 768w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/10\/depositphotos_552705138_s-18x10.jpg 18w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/10\/depositphotos_552705138_s-660x360.jpg 660w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/10\/depositphotos_552705138_s.jpg 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.bestfinance.ch\/en\/kredit-mit-sofortiger-auszahlung-in-der-schweiz-ist-das-moeglich\/\" >\n\t\t\t\tLoans with immediate payout in Switzerland - Is that possible?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t18 October 2024\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-avatar\">\n\t\t\tNo Comments\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Time and again you see adverts that promise a loan with immediate payout. But how realistic is this? In this article, we clarify whether such a loan is really possible in Switzerland and what you should look out for.<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.bestfinance.ch\/en\/kredit-mit-sofortiger-auszahlung-in-der-schweiz-ist-das-moeglich\/\" aria-label=\"Read more about Kredit mit sofortiger Auszahlung in der Schweiz \u2013 Ist das m\u00f6glich?\" tabindex=\"-1\" >\n\t\t\tRead more \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1093 post type-post status-publish format-standard has-post-thumbnail hentry category-allgemein\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.bestfinance.ch\/en\/welche-voraussetzungen-brauche-ich-fuer-einen-kredit\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"134\" src=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Depositphotos_25887573_m-e1420842325600-300x134.jpg\" class=\"attachment-medium size-medium wp-image-607\" alt=\"Requirements for a loan\" srcset=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Depositphotos_25887573_m-e1420842325600-300x134.jpg 300w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Depositphotos_25887573_m-e1420842325600-1024x458.jpg 1024w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Depositphotos_25887573_m-e1420842325600-768x344.jpg 768w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Depositphotos_25887573_m-e1420842325600-1536x687.jpg 1536w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Depositphotos_25887573_m-e1420842325600-20x9.jpg 20w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2015\/01\/Depositphotos_25887573_m-e1420842325600.jpg 1784w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.bestfinance.ch\/en\/welche-voraussetzungen-brauche-ich-fuer-einen-kredit\/\" >\n\t\t\t\tWhat are the requirements for a loan?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t30 March 2024\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-avatar\">\n\t\t\tNo Comments\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Borrowing can be a helpful solution for financial bottlenecks or larger investments. However, the question \"What requirements do I need for a loan?\" is often asked - and rarely answered clearly. In this article, we explain in detail how banks make decisions, which criteria must be met and which special cases exist.<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.bestfinance.ch\/en\/welche-voraussetzungen-brauche-ich-fuer-einen-kredit\/\" aria-label=\"Read more about Welche Voraussetzungen brauche ich f\u00fcr einen Kredit?\" tabindex=\"-1\" >\n\t\t\tRead more \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-194546 post type-post status-publish format-standard has-post-thumbnail hentry category-allgemein tag-kreditkarte-abloesen tag-kreditkarte-konsolidieren tag-kreditkarte-zusammenfassen tag-kreditkarten tag-kreditkartenschulden\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.bestfinance.ch\/en\/kreditkarten-abloesen-zusammenfassen\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/02\/Depositphotos_514927566_S-300x200.jpg\" class=\"attachment-medium size-medium wp-image-194547\" alt=\"Credit card debt - Consolidate credit cards - Repay credit cards\" srcset=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/02\/Depositphotos_514927566_S-300x200.jpg 300w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/02\/Depositphotos_514927566_S-768x512.jpg 768w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/02\/Depositphotos_514927566_S-18x12.webp 18w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2024\/02\/Depositphotos_514927566_S.webp 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.bestfinance.ch\/en\/kreditkarten-abloesen-zusammenfassen\/\" >\n\t\t\t\tReplace \/ consolidate credit cards\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t12 February 2024\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-avatar\">\n\t\t\tNo Comments\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Are you tired of keeping track of multiple credit card instalments? We have the solution to simplify your finances and optimise your monthly payments! With our help, you can now consolidate and bundle your credit card payments and pay them off in one convenient monthly instalment.<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.bestfinance.ch\/en\/kreditkarten-abloesen-zusammenfassen\/\" aria-label=\"Read more about Kreditkarten abl\u00f6sen \/ zusammenfassen\" tabindex=\"-1\" >\n\t\t\tRead more \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-194392 post type-post status-publish format-standard has-post-thumbnail hentry category-kredit tag-ppi tag-ratenversicherung-fuer-kredite tag-schutz-mit-ratenversicherung tag-sicherung-der-ratenzahlung tag-unverschuldeter-arbeitslosigkeit\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.bestfinance.ch\/en\/alles-was-sie-ueber-ppi-ratenversicherung-fuer-kredite-in-der-schweiz-wissen-muessen\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"188\" src=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_107142376_S-300x188.webp\" class=\"attachment-medium size-medium wp-image-194393\" alt=\"\" srcset=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_107142376_S-300x188.webp 300w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_107142376_S-768x480.webp 768w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_107142376_S-18x12.webp 18w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_107142376_S.webp 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.bestfinance.ch\/en\/alles-was-sie-ueber-ppi-ratenversicherung-fuer-kredite-in-der-schweiz-wissen-muessen\/\" >\n\t\t\t\tEverything you need to know about PPI instalment insurance for loans in Switzerland\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t28 January 2024\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-avatar\">\n\t\t\tNo Comments\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>PPI instalment insurance, also known as Payment Protection Insurance, is an optional product for those taking out consumer credit. In this blog post, we take a look at the key aspects of this insurance and highlight the benefits it offers.<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.bestfinance.ch\/en\/alles-was-sie-ueber-ppi-ratenversicherung-fuer-kredite-in-der-schweiz-wissen-muessen\/\" aria-label=\"Read more about Alles, was Sie \u00fcber PPI Ratenversicherung f\u00fcr Kredite in der Schweiz wissen m\u00fcssen\" tabindex=\"-1\" >\n\t\t\tRead more \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-194381 post type-post status-publish format-standard has-post-thumbnail hentry category-kredit\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.bestfinance.ch\/en\/scoring-und-bonitaet-schluesselbegriffe-bei-der-kreditvergabe\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"182\" src=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_244147376_S-300x182.webp\" class=\"attachment-medium size-medium wp-image-194382\" alt=\"\" srcset=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_244147376_S-300x182.webp 300w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_244147376_S-768x466.webp 768w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_244147376_S-18x12.webp 18w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_244147376_S.webp 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.bestfinance.ch\/en\/scoring-und-bonitaet-schluesselbegriffe-bei-der-kreditvergabe\/\" >\n\t\t\t\tScoring and creditworthiness - key terms in lending\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t10 January 2024\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-avatar\">\n\t\t\tNo Comments\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>The world of finance is complex, and when it comes to credit, terms such as \"creditworthiness\" and \"scoring\" play a crucial role. These two concepts are closely linked and form the backbone of many credit decisions. Let's take a closer look at them.<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.bestfinance.ch\/en\/scoring-und-bonitaet-schluesselbegriffe-bei-der-kreditvergabe\/\" aria-label=\"Read more about Scoring und Bonit\u00e4t \u2013 Schl\u00fcsselbegriffe bei der Kreditvergabe\" tabindex=\"-1\" >\n\t\t\tRead more \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-194353 post type-post status-publish format-standard has-post-thumbnail hentry category-kredit\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.bestfinance.ch\/en\/die-zinsen-fuer-kredite-in-der-schweiz-erreichen-einen-neuen-hoechststand\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"190\" src=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_557568730_S-300x190.webp\" class=\"attachment-medium size-medium wp-image-194360\" alt=\"\" srcset=\"https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_557568730_S-300x190.webp 300w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_557568730_S-768x487.webp 768w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_557568730_S-18x12.webp 18w, https:\/\/www.bestfinance.ch\/wp-content\/uploads\/2023\/12\/Depositphotos_557568730_S.webp 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.bestfinance.ch\/en\/die-zinsen-fuer-kredite-in-der-schweiz-erreichen-einen-neuen-hoechststand\/\" >\n\t\t\t\tInterest rates for loans in Switzerland reach a new high\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t14 December 2023\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-avatar\">\n\t\t\tNo Comments\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>The financial landscape in Switzerland is facing drastic changes at the turn of the year. From 1 January 2024, borrowers will be faced with an increase in interest rates. At up to 12%, interest rates for loans will reach a new high, which is a direct reaction to rising inflation and the tense economic situation. These developments will not only increase the cost of loans in 2024, but will also lead to a more stringent assessment of creditworthiness<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.bestfinance.ch\/en\/die-zinsen-fuer-kredite-in-der-schweiz-erreichen-einen-neuen-hoechststand\/\" aria-label=\"Read more about Die Zinsen f\u00fcr Kredite in der Schweiz erreichen einen neuen H\u00f6chststand\" tabindex=\"-1\" >\n\t\t\tRead more \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t<div class=\"e-load-more-anchor\" data-page=\"1\" data-max-page=\"8\" data-next-page=\"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/pages\/204850\/page\/2\/\"><\/div>\n\t\t\t\t<nav class=\"elementor-pagination\" aria-label=\"Pagination\">\n\t\t\t<span aria-current=\"page\" class=\"page-numbers current\"><span class=\"elementor-screen-only\">Page<\/span>1<\/span>\n<a class=\"page-numbers\" href=\"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/pages\/204850\/page\/2\/\"><span class=\"elementor-screen-only\">Page<\/span>2<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/pages\/204850\/page\/3\/\"><span class=\"elementor-screen-only\">Page<\/span>3<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/pages\/204850\/page\/4\/\"><span class=\"elementor-screen-only\">Page<\/span>4<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.bestfinance.ch\/en\/wp-json\/wp\/v2\/pages\/204850\/page\/5\/\"><span 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