Do you need a loan?

We don't just compare offers. We negotiate on your behalf with the largest Swiss lenders, and you always speak to the same person.

Calculate my loan 062 823 08 03

4.8 out of 5 1'076 Reviews on Google, Facebook and directly with us

Free for you. We will be compensated by the lender.
One request instead of many. You only need to submit your documents once.
Non-binding. Even after signing, you have 14 30-day right of withdrawal.

The Best Finance team — **Since 2004** Officially approved credit broker, office Aarau

Loans from CHF 5'000 to CHF 300'000, Duration 12 to 120 Months, effective annual interest rate 4.9 % to 9.95 %. Lending is prohibited if it leads to over-indebtedness (Art. 3 UWG).

CHF

Since 2004working as a loan broker
Officially approvedMediation under the Consumer Credit Act
Free for youcompensated by the lender
Six languagesOffices in Aarau and Lausanne

Go directly to the bank or through us?

You can always go to a bank yourself; that's your right. The difference usually only becomes apparent on the way there.

Go directly to the bank

With Best Finance

Go directly to the bankEach bank checks you individually and submits its own request.

With Best FinanceWe will request this information in a coordinated manner. You will fill out one form, not five.

Go directly to the bankYou are viewing the offer from this one bank.

With Best FinanceYou see offers from several lenders side by side.

Go directly to the bankYou will receive the standard terms and conditions.

With Best FinanceWe negotiate interest rates and terms for you.

Go directly to the bankAfter a rejection, you start all over again at the next bank.

With Best FinanceIf one lender isn't suitable, we'll contact the next one. Your documents are already ready.

Go directly to the bankThe bank is selling its own product.

With Best FinanceWe are independent. We only get paid when a loan is granted, and then only by the lender.

Start free preliminary check

What are your plans?

Pay off existing loans

Multiple loans, a lease, outstanding credit cards? We'll consolidate them into a single loan. Then you'll have one monthly payment and one point of contact. Beforehand, we'll calculate whether switching is worthwhile for you.

Have the replacement checked

New personal loan

Car, renovation, further education or moving. From CHF 5'000 to CHF 300'000, Duration 12 to 120 Months.

Bridging

When money is lacking for a limited time and you know when it will be available again.

With ID card B

Employed and in Switzerland for at least two years? We know the lenders who review such applications.

This is how it works

They will report
Online, by phone or via WhatsApp. You tell us how much you need and what it's for.
We make inquiries and negotiate.
Coordinated with multiple lenders, using the documents you once sent us.
You will receive the offer.
Amount, term, rate and interest rate all on one page. You decide without pressure, and saying no costs nothing.
Payout
After you sign, the statutory cancellation period begins. 14 Days. After that, the loan will be paid out.

Example calculation

Net loan: CHF 10'000
Term in months: 12
Effective annual interest rate: 4.9 % – 9.95 %
Monthly payments: CHF 855.15 – 876.95
Total interest costs: CHF 261.55 – 523.30
processing fee: CHF 0

The interest rate you receive depends on your individual circumstances and is determined by the lender. The maximum legal interest rate is: 10 %. Lending is prohibited if it leads to over-indebtedness (Art. 3 UWG).

Frequently asked questions

How much will the placement cost me?

Nothing. We are compensated by the lender who provides your loan. Comparison, negotiation, and support are free of charge, and you are under no obligation until you sign.

Who can apply for a loan?

Employees, self-employed individuals, and retirees residing in Switzerland with a regular income are eligible. The lender reviews each application individually. This includes the creditworthiness assessment mandated by the Consumer Credit Act (KKG).

What happens to my request at ZEK?

Lenders report requests to the Central Credit Information Office. Therefore, we submit coordinated requests instead of you submitting individual requests to several banks.

What documents do I need?

Generally, you'll need your ID or residence permit, your most recent payslips, and information about your monthly expenses. We'll tell you what's required in your specific case, and you only need to submit everything once.

I already have loans. Can I combine them?

Yes. The new lender will pay off the old loans, after which you'll only have one contract. We'll calculate beforehand whether switching is worthwhile for you.

Can I get a loan with a B ID card?

If you are employed and have lived in Switzerland for at least two years, it's worth applying. We know the lenders who review such applications.

Is my request binding?

No. The inquiry and offer are non-binding. And after signing the contract, you have a statutory right of withdrawal. 14 days. Payment will be made after this period has expired.

In which languages do you offer consultations?

In German, French, Italian, Portuguese, Spanish and English. Our office in Lausanne handles French and Portuguese languages, while our office in Aarau handles the other languages.